Best Banks by Trust Grade

FDIC-insured banks with at least $1B in assets, ranked by Bankzia Trust Grade — our blend of financial strength and complaint record.

Showing top 50 by Trust Grade.

1
National Exchange Bank And Trust
bank · Fond Du Lac, WI · $2.9B assets
2
Choiceone Bank
bank · Sparta, MI · $4.4B assets
3
Builtwell Bank
bank · Chattanooga, TN · $2.3B assets
4
Citizens And Farmers Bank
bank · West Point, VA · $2.8B assets
5
Midwest Bankcentre
bank · Lemay, MO · $3.0B assets
6
Wood & Huston Bank
bank · Marshall, MO · $1.2B assets
7
Btc Bank
bank · Bethany, MO · $1.6B assets
8
Hawthorn Bank
bank · Jefferson City, MO · $1.8B assets
9
Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania
bank · Jonestown, PA · $1.0B assets
10
Cass Commercial Bank
bank · Des Peres, MO · $1.3B assets
11
Stearns Bank National Association
bank · Saint Cloud, MN · $3.3B assets
12
Bank Ozk
bank · Little Rock, AR · $41.7B assets
13
First Interstate Bank
bank · Billings, MT · $26.4B assets
14
S&T Bank
bank · Indiana, PA · $9.9B assets
15
American Bank & Trust
bank · Sioux Falls, SD · $2.2B assets
16
Horicon Bank
bank · Horicon, WI · $1.7B assets
17
Centennial Bank
bank · Conway, AR · $23.0B assets
18
Mid America Bank
bank · Jefferson City, MO · $1.2B assets
19
Inbank
bank · Raton, NM · $1.4B assets
20
The Fidelity Bank
bank · Fuquay Varina, NC · $4.5B assets
21
Liberty National Bank
bank · Lawton, OK · $1.3B assets
22
Burke & Herbert Bank & Trust Company
bank · Alexandria, VA · $7.9B assets
23
First Texas Bank
bank · Georgetown, TX · $1.3B assets
24
Bar Harbor Bank & Trust
bank · Bar Harbor, ME · $4.7B assets
25
Provident Bank
bank · Jersey City, NJ · $25.2B assets
26
Southstar Bank, S.S.B.
bank · Moulton, TX · $1.3B assets
27
The Evangeline Bank And Trust Company
bank · Ville Platte, LA · $1.1B assets
28
Origin Bank
bank · Choudrant, LA · $10.1B assets
29
Cashmere Valley Bank
bank · Cashmere, WA · $2.3B assets
30
First United Bank
bank · Dimmitt, TX · $2.4B assets
31
Farmers State Bank
bank · Waterloo, IA · $1.6B assets
32
Orange Bank & Trust Company
bank · Middletown, NY · $2.7B assets
33
Civista Bank
bank · Sandusky, OH · $4.3B assets
34
First Community Bank
bank · Bluefield, VA · $3.6B assets
35
Citizens Bank
bank · Mukwonago, WI · $1.2B assets
36
Farmers & Merchants Bank Of Central California
bank · Lodi, CA · $5.8B assets
37
The State Bank And Trust Company
bank · Defiance, OH · $1.6B assets
38
The Croghan Colonial Bank
bank · Fremont, OH · $1.4B assets
39
Bank Of Utica
bank · Utica, NY · $1.4B assets
40
Union Bank And Trust Company
bank · Lincoln, NE · $9.2B assets
41
Dayspring Bank
bank · Gothenburg, NE · $1.2B assets
42
Bom Bank
bank · Natchitoches, LA · $1.5B assets
43
First State Bank Nebraska
bank · Lincoln, NE · $1.1B assets
44
Cnb Bank
bank · Clearfield, PA · $8.5B assets
45
Iowa State Bank
bank · Hull, IA · $1.2B assets
46
Frandsen Bank & Trust
bank · Lonsdale, MN · $3.7B assets
47
Farmers State Bank
bank · Marion, IA · $1.1B assets
48
Exchange Bank
bank · Kearney, NE · $1.6B assets
49
Fidelity Bank & Trust
bank · Dubuque, IA · $2.6B assets
50
Amarillo National Bank
bank · Amarillo, TX · $10.2B assets
Best Credit Unions by Trust GradeBanks & Credit Unions With the Most CFPB ComplaintsHighest Complaint Rates (per $1B in assets)Largest Credit Unions by AssetsLargest Banks by Assets

From the Blog

View all guides →
Stacks of coins of increasing height — representing savings held at a bank
Banking Guides
How Much Money Should You Keep in One Bank?
FDIC and NCUA insurance covers $250,000 per depositor, per ownership category, per institution. Here's how to think about how much to keep at a single bank — and when to spread it out.
June 25, 2026 · 4 min read
A jar of coins with a small plant growing out of it — representing savings growth
Banking Guides
High-Yield Savings Accounts: What to Know in 2026
High-yield savings accounts can pay many times the national average rate — with the same FDIC insurance as any other deposit. Here's how they work and what to watch for.
June 25, 2026 · 4 min read
A person using a card reader at a counter — representing everyday banking
Banking Guides
Are Credit Unions Safer Than Banks?
Credit unions and banks are insured by different agencies but to the same $250,000 limit. Here's what 'safer' really means — and where the two genuinely differ.
June 25, 2026 · 4 min read
A person reviewing finances on a laptop with a notebook — representing switching banks
Banking Guides
How to Switch Banks Without the Headache
Switching banks sounds painful, but a clean move comes down to a short checklist: open the new account, move your automatic payments, then close the old one carefully.
June 25, 2026 · 5 min read
Financial data on a computer screen showing bank performance metrics
State Guides
Most Trustworthy Banks in Wisconsin (2026)
We analyzed all 154 FDIC-insured banks headquartered in Wisconsin using financial strength and CFPB complaint data. Here are the most trustworthy banks in the state.
June 25, 2026 · 8 min read
Person using a contactless payment card at a terminal
State Guides
Most Trustworthy Credit Unions in Wisconsin (2026)
We analyzed all 99 NCUA-insured credit unions in Wisconsin by net worth ratio, ROA, and CFPB complaint data. Here are the most trustworthy.
June 25, 2026 · 7 min read
Stacked financial documents representing bank complaint records
State Guides
Banks to Avoid in Wisconsin: Lowest Trust Grade Ratings (2026)
2 banks in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated FDIC-insured banks in the state — and what the warning signs mean for depositors.
June 25, 2026 · 7 min read
Customer service interaction at a financial institution
State Guides
Credit Unions to Avoid in Wisconsin: Lowest Trust Grade Ratings (2026)
1 credit unions in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated NCUA-insured credit unions in the state — and what the warning signs mean.
June 25, 2026 · 7 min read
Financial data on a computer screen showing bank performance metrics
State Guides
Most Trustworthy Banks in Michigan (2026)
We analyzed all 73 FDIC-insured banks headquartered in Michigan using financial strength and CFPB complaint data. Here are the most trustworthy banks in the state.
June 25, 2026 · 8 min read