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Horicon Bank

Horicon, WI · Est. 1896 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Horicon Bank is a bank based in Horicon, Wisconsin, established in 1896, with $1.7 billion in total assets across 19 branches. By Trust Grade it ranks 8th of 154 banks we track in Wisconsin. Its capital ratio of 10.1% trails most similarly sized banks (46th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against Horicon Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.7B
$1B–10B institution
Deposits
$1.4B
Branches
19
Capital ratio
10.1%
Bottom 46% of $1B–10B peers · Wisconsin median 10.4%
Return on assets
1.3%
Top 40% of $1B–10B peers · Wisconsin median 1.2%
Rank in Wisconsin
#8
of 154 banks

How Horicon Bank compares to Wisconsin peers

Capital ratio
Bottom 46% of $1B–10B peers
Horicon Bank
10.1%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $1B–10B peers
Horicon Bank
1.3%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Horicon Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.1% capital ratio)
  • Strongly profitable (ROA 1.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Horicon Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (19)

  • 170 Kienow Dr, Randolph, WI 53956
  • 105 Industrial Dr, Beaver Dam, WI 53916
  • 1535 W Paradise Dr, West Bend, WI 53095
  • 226 S Schuyler St, Neosho, WI 53059
  • 100 E Midway Rd, Appleton, WI 54915
  • 400 Watson St, Ripon, WI 54971
  • N91w17231 Appleton Avenue, Menomonee Falls, WI 53051
  • 825 N Margaret St, Markesan, WI 53946
  • 1440 Horicon St, Mayville, WI 53050
  • 854 E Johnson St, Fond Du Lac, WI 54935
  • 2090 Wisconsin Ave, Grafton, WI 53024
  • 807 W Main St, Waupun, WI 53963
  • 1207 W Johnson St, Fond Du Lac, WI 54937
  • 2251 Omro Rd, Oshkosh, WI 54904
  • 15600 W Cleveland Ave, New Berlin, WI 53151
  • 11530 W Burleigh St. Suite 120, Wauwatosa, WI 53222
  • 326 E Lake St, Horicon, WI 53032
  • 156 S Main St, Iron Ridge, WI 53035
  • 515 Hill St, Green Lake, WI 54941

Are deposits at Horicon Bank insured?

Yes. Horicon Bank is an FDIC-insured bank (FDIC certificate #11236). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Horicon Bank: frequently asked questions

Is Horicon Bank a good bank?

Horicon Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.34%).

Is Horicon Bank FDIC-insured?

Yes. Horicon Bank is a FDIC-insured bank (FDIC certificate #11236). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Horicon Bank?

Horicon Bank holds $1.7 billion in total assets, ranking 8th of 154 banks we track in Wisconsin. It operates 19 branches.

Does Horicon Bank have CFPB complaints?

No CFPB complaints against Horicon Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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