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Waukesha State Bank

Waukesha, WI · Est. 1944 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Waukesha State Bank is a bank based in Waukesha, Wisconsin, established in 1944, with $1.6 billion in total assets across 15 branches. By Trust Grade it ranks 32nd of 154 banks we track in Wisconsin. Its capital ratio of 10.3% is stronger than 52% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 2.03% return on assets. No consumer complaints against Waukesha State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Deposits
$1.3B
Branches
15
Capital ratio
10.3%
Top 48% of $1B–10B peers · Wisconsin median 10.4%
Return on assets
2.0%
Top 10% of $1B–10B peers · Wisconsin median 1.2%
Rank in Wisconsin
#32
of 154 banks

How Waukesha State Bank compares to Wisconsin peers

Capital ratio
Top 48% of $1B–10B peers
Waukesha State
10.3%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $1B–10B peers
Waukesha State
2.0%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Waukesha State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 2.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Waukesha State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 151 E Saint Paul Ave, Waukesha, WI 53188
  • 1640 E Main St, Waukesha, WI 53186
  • S31w25995 Sunset Dr, Waukesha, WI 53189
  • 3293 Golf Rd, Delafield, WI 53018
  • 1230 Capitol Dr, Pewaukee, WI 53072
  • 701 Meadowbrook Rd, Waukesha, WI 53188
  • 1227 Corporate Center Dr, Oconomowoc, WI 53066
  • S69w15273 Janesville Rd, Muskego, WI 53150
  • 1160 N Rochester St, Mukwonago, WI 53149
  • W249n6688 State Highway 164, Sussex, WI 53089
  • 1709 E Racine Ave, Waukesha, WI 53186
  • 14000 W National Ave, New Berlin, WI 53151
  • 18300 W Capitol Dr, Brookfield, WI 53045
  • N83w15424 Appleton Ave, Menomonee Falls, WI 53051
  • N16w23321 Stone Ridge Dr., Pewaukee, WI 53188

Are deposits at Waukesha State Bank insured?

Yes. Waukesha State Bank is an FDIC-insured bank (FDIC certificate #16160). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Waukesha State Bank: frequently asked questions

Is Waukesha State Bank a good bank?

Waukesha State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 2.03%).

Is Waukesha State Bank FDIC-insured?

Yes. Waukesha State Bank is a FDIC-insured bank (FDIC certificate #16160). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Waukesha State Bank?

Waukesha State Bank holds $1.6 billion in total assets, ranking 32nd of 154 banks we track in Wisconsin. It operates 15 branches.

Does Waukesha State Bank have CFPB complaints?

No CFPB complaints against Waukesha State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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