Is your bank actually trustworthy?
Every FDIC- and NCUA-insured institution in America gets an A–F Trust Grade built from federal data — capital strength, CFPB complaint rates, and timeliness. Compare before you deposit.
How U.S. banks & credit unions score
8,594 institutions graded across all 50 states
Highest-Rated Banks
Large institutions ($1B+ assets) ranked by Trust Grade — financial strength meets clean CFPB record.
Institutions with the Most Complaints
Consumer complaints filed with the federal CFPB. High complaint volume is a direct input to the Trust Grade score.
How the Trust Grade works
Two federal datasets. One composite score. No affiliate deals, no sponsored placements — just data from FDIC, NCUA, and CFPB.
Financial Strength (60%)
Capital ratio, return on assets, and institutional stability — the signals regulators use to identify banks at risk before depositors feel it.
Customer Experience (40%)
CFPB complaint rate per $1B in assets, response timeliness, and how often consumers actually receive monetary relief.
Peer Benchmarks
Every metric is compared against institutions of the same asset tier and state — a community bank isn't judged by megabank standards.
Find Banks by State
Trust Grades for every FDIC- and NCUA-insured institution across all 50 states.
Explore the Data
Check your bank's Trust Grade
Search 8,594 banks and credit unions. Free, no login required. Federal data. Independent analysis.
