Citizens And Farmers Bank is a bank based in West Point, Virginia, established in 1927, with $2.8 billion in total assets across 32 branches. By Trust Grade it ranks 1st of 56 banks we track in Virginia. Its capital ratio of 11.3% is stronger than 68% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Citizens And Farmers Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens And Farmers Bank compares to Virginia peers
How we graded Citizens And Farmers Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens And Farmers Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (32)
- Routes 60 And 155, Providence Forge, VA 23140
- 2351 Anderson Hwy, Powhatan, VA 23139
- 175 Kings Hwy, Fredericksburg, VA 22405
- U.S. Route 60 And State Route 607, James City County, VA 23127
- Longhill And Olde Towne Roads, James City County, VA 23081
- Route 5 And Strath Road, Varina, VA 23231
- 8001 W Broad St, Richmond, VA 23294
- Route 33 And State Route 641, Saluda, VA 23149
- State Route 249, Quinton, VA 23141
- 2288 Cartersville Rd, Cartersville, VA 23027
- 13200 Midlothian Tpke, Midlothian, VA 23113
- 13200 Hull Street Road, Midlothian, VA 23112
- 1422 Anderson Hwy, Cumberland, VA 23040
- 4593 Richmond Rd, Warsaw, VA 22572
- 1100 Jamestown Rd, Williamsburg, VA 23185
- 3490 Lauderdale Dr, Richmond, VA 23233
- 8065 Kings Hwy, King George, VA 22485
- 1400 Alverser Dr, Midlothian, VA 23113
- 100 E Williamsburg Rd, Sandston, VA 23150
- 7021 Mechanicsville Tpke, Mechanicsville, VA 23111
- 698 Town Center Dr, Newport News, VA 23606
- 2800 George Washington Mem Hwy, Yorktown, VA 23693
- 12308 Patterson Ave, Richmond, VA 23238
- 4820 W Hundred Rd, Chester, VA 23831
- 15960 Kings Hwy, Montross, VA 22520
- 304 E Main St, Charlottesville, VA 22902
- 3920 Lenox Ave, Charlottesville, VA 22901
- 301 S 10th St, Richmond, VA 23219
- 402 William St, Fredericksburg, VA 22401
- 415 14th Street, West Point, VA 23181
- 2609 Boulevard, Colonial Heights, VA 23834
- 505 S Jefferson St, Roanoke, VA 24011
Are deposits at Citizens And Farmers Bank insured?
Yes. Citizens And Farmers Bank is an FDIC-insured bank (FDIC certificate #10363). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens And Farmers Bank: frequently asked questions
Is Citizens And Farmers Bank a good bank?
Citizens And Farmers Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.14%).
Is Citizens And Farmers Bank FDIC-insured?
Yes. Citizens And Farmers Bank is a FDIC-insured bank (FDIC certificate #10363). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens And Farmers Bank?
Citizens And Farmers Bank holds $2.8 billion in total assets, ranking 1st of 56 banks we track in Virginia. It operates 32 branches.
Does Citizens And Farmers Bank have CFPB complaints?
No CFPB complaints against Citizens And Farmers Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
