First Community Bank is a bank based in Bluefield, Virginia, established in 1920, with $3.6 billion in total assets across 68 branches. By Trust Grade it ranks 5th of 56 banks we track in Virginia. Its capital ratio of 13.7% is stronger than 90% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against First Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Community Bank compares to Virginia peers
How we graded First Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.7% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (68)
- 1500 East Main Street, Harrisville, WV 26362
- 77 Cedar Ave, Pineville, WV 24874
- 103 Dodd St, Middlebourne, WV 26149
- 100 Market St, Man, WV 25635
- 4206 Coal Heritage Rd, Bluefield, WV 24701
- 2 W Main St, Buckhannon, WV 26201
- 1616 Cook Pkwy, Oceana, WV 24870
- 90 Main Street, Ellenboro, WV 26346
- 211 Federal St, Bluefield, WV 24701
- 16 W Main St, Richwood, WV 26261
- 6299 Webster Road, Cowen, WV 26206
- 141 East Jackson St, Gate City, VA 24251
- 210 E Main St, Wytheville, VA 24382
- 1001 Bob White Blvd, Pulaski, VA 24301
- 1900 S Main St, Blacksburg, VA 24060
- 2 W Main St, Buckhannon, WV 26201
- 3377 East Riverside Drive, North Tazewell, VA 24630
- 214 Masonic Ave, Pennsboro, WV 26415
- 8454 Seneca Trail South, Lindside, WV 24951
- 215 Pleasant Street, Hinton, WV 25951
- 16 Red Oak Avenue, Craigsville, WV 26205
- 302 Washington Sq, Richlands, VA 24641
- 145 Ivanhoe Road, Max Meadows, VA 24360
- 320 Chase Street, Clintwood, VA 24228
- 1465 Old Airport Rd, Bristol, VA 24201
- 24412 Maringo Rd, Abingdon, VA 24211
- 865 Commonwealth Ave, Bristol, VA 24201
- 1425 N Main St, Marion, VA 24354
- 506 Maple St, Glade Spring, VA 24340
- 92 N Center St, Taylorsville, NC 28681
- 2681 Boones Creek Rd, Johnson City, TN 37615
- 1280 W Pine St, Mount Airy, NC 27030
- 704 W Independence Blvd, Mount Airy, NC 27030
- 173 Water St E, Gate City, VA 24251
- 940 Woodland Dr, Stuart, VA 24171
- 1013 Highway 105, Boone, NC 28607
- 2702 N Parham Rd, Richmond, VA 23294
- 101 Vermillion St, Athens, WV 24712
- 101 Sanders Lane, Bluefield, VA 24605
- 125 N Main St, Sparta, NC 28675
Are deposits at First Community Bank insured?
Yes. First Community Bank is an FDIC-insured bank (FDIC certificate #13012). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Community Bank: frequently asked questions
Is First Community Bank a good bank?
First Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Strongly profitable (ROA 1.48%).
Is First Community Bank FDIC-insured?
Yes. First Community Bank is a FDIC-insured bank (FDIC certificate #13012). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Community Bank?
First Community Bank holds $3.6 billion in total assets, ranking 5th of 56 banks we track in Virginia. It operates 68 branches.
Does First Community Bank have CFPB complaints?
No CFPB complaints against First Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
