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National Exchange Bank And Trust

Fond Du Lac, WI · Est. 1933 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

National Exchange Bank And Trust is a bank based in Fond Du Lac, Wisconsin, established in 1933, with $2.9 billion in total assets across 34 branches. By Trust Grade it ranks 3rd of 154 banks we track in Wisconsin. Its capital ratio of 18.9% is stronger than 98% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against National Exchange Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.9B
$1B–10B institution
Deposits
$2.3B
Branches
34
Capital ratio
18.9%
Top 2% of $1B–10B peers · Wisconsin median 10.4%
Return on assets
1.7%
Top 21% of $1B–10B peers · Wisconsin median 1.2%
Rank in Wisconsin
#3
of 154 banks

How National Exchange Bank And Trust compares to Wisconsin peers

Capital ratio
Top 2% of $1B–10B peers
National Exchange
18.9%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of $1B–10B peers
National Exchange
1.7%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded National Exchange Bank And Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.9% capital ratio)
  • Strongly profitable (ROA 1.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for National Exchange Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (34)

  • 676 W Johnson St, Fond Du Lac, WI 54935
  • 209 N Front St, Coloma, WI 54930
  • 600 E Clark St, Brandon, WI 53919
  • 323 S Main St, Cedar Grove, WI 53013
  • 6278 Blueberry Rd, Allenton, WI 53002
  • 191 N Main St, Sheboygan Falls, WI 53085
  • 1320 W Paradise Dr, West Bend, WI 53095
  • 346 N Main St, Fond Du Lac, WI 54935
  • 404 E Main St, Eden, WI 53019
  • 113 Lake St, Pardeeville, WI 53954
  • 154 Stark St, Randolph, WI 53956
  • 326 E 2nd St, Westfield, WI 53964
  • 509 Main Street, Dalton, WI 53926
  • 120 North South Street, Kingston, WI 53939
  • 1802 Horicon St, Mayville, WI 53050
  • 274 Osthoff Ave, Elkhart Lake, WI 53020
  • 1265 E Chestnut St, Chilton, WI 53014
  • 114 N Fond Du Lac Ave, Campbellsport, WI 53010
  • 200 W Main St, Omro, WI 54963
  • 705 W Water St, Princeton, WI 54968
  • 210 E Main St, Waupun, WI 53963
  • 130 S Main St, Fond Du Lac, WI 54935
  • 1609 N Spring St, Beaver Dam, WI 53916
  • 1125 E Johnson St, Fond Du Lac, WI 54935
  • W239 N1700 Busse Road, Waukesha, WI 53188
  • 901 Wisconsin St, Adell, WI 53001
  • 130 S Main St, Fond Du Lac, WI 54935
  • 505 Main St, Brownsville, WI 53006
  • 211 N Wisconsin Dr, Howards Grove, WI 53083
  • 516 Fond Du Lac St, Mount Calvary, WI 53057
  • 103 N High St, Randolph, WI 53956
  • 100 Lafayette St, Rosendale, WI 54974
  • N10504 County Road G, New Holstein, WI 53061
  • 24 West St, Montello, WI 53949

Are deposits at National Exchange Bank And Trust insured?

Yes. National Exchange Bank And Trust is an FDIC-insured bank (FDIC certificate #10044). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

National Exchange Bank And Trust: frequently asked questions

Is National Exchange Bank And Trust a good bank?

National Exchange Bank And Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.9% capital ratio); Strongly profitable (ROA 1.68%).

Is National Exchange Bank And Trust FDIC-insured?

Yes. National Exchange Bank And Trust is a FDIC-insured bank (FDIC certificate #10044). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is National Exchange Bank And Trust?

National Exchange Bank And Trust holds $2.9 billion in total assets, ranking 3rd of 154 banks we track in Wisconsin. It operates 34 branches.

Does National Exchange Bank And Trust have CFPB complaints?

No CFPB complaints against National Exchange Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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