Waterstone Bank, Ssb is a bank based in Wauwatosa, Wisconsin, established in 1921, with $2.3 billion in total assets across 16 branches. By Trust Grade it ranks 40th of 154 banks we track in Wisconsin. Its capital ratio of 15.1% is stronger than 93% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Waterstone Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Waterstone Bank, Ssb compares to Wisconsin peers
How we graded Waterstone Bank, Ssb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.1% capital ratio)
- Strongly profitable (ROA 1.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Waterstone Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (16)
- 6560 S 27th St, Oak Creek, WI 53154
- 7136 W State St, Wauwatosa, WI 53213
- 11200 W Plank Ct, Wauwatosa, WI 53226
- 1239-45 Oconomowoc Drive, Oconomowoc, WI 53066
- 7500 W State St, Wauwatosa, WI 53213
- 1230 George Towne Dr, Pewaukee, WI 53072
- 21505 Us-18 E, Brookfield, WI 53045
- 6555 S 108th St, Franklin, WI 53132
- 10101 W Greenfield Ave, West Allis, WI 53214
- W188n9820 Appleton Ave, Germantown, WI 53022
- 17495 W Capitol Dr, Brookfield, WI 53045
- 5000 W Loomis Rd, Greenfield, WI 53220
- 8607 N Port Washington Rd, Fox Point, WI 53217
- 10296 W National Ave, West Allis, WI 53227
- 8780 S Howell Ave, Oak Creek, WI 53154
- 6801 W Oklahoma Ave, Milwaukee, WI 53219
Are deposits at Waterstone Bank, Ssb insured?
Yes. Waterstone Bank, Ssb is an FDIC-insured bank (FDIC certificate #28513). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Waterstone Bank, Ssb: frequently asked questions
Is Waterstone Bank, Ssb a good bank?
Waterstone Bank, Ssb earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Strongly profitable (ROA 1.06%).
Is Waterstone Bank, Ssb FDIC-insured?
Yes. Waterstone Bank, Ssb is a FDIC-insured bank (FDIC certificate #28513). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Waterstone Bank, Ssb?
Waterstone Bank, Ssb holds $2.3 billion in total assets, ranking 40th of 154 banks we track in Wisconsin. It operates 16 branches.
Does Waterstone Bank, Ssb have CFPB complaints?
No CFPB complaints against Waterstone Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
