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One Community Bank

Oregon, WI · Est. 1976 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

One Community Bank is a bank based in Oregon, Wisconsin, established in 1976, with $2.5 billion in total assets across 20 branches. By Trust Grade it ranks 34th of 154 banks we track in Wisconsin. Its capital ratio of 12.7% is stronger than 83% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against One Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.5B
$1B–10B institution
Deposits
$2.0B
Branches
20
Capital ratio
12.7%
Top 17% of $1B–10B peers · Wisconsin median 10.4%
Return on assets
1.3%
Top 46% of $1B–10B peers · Wisconsin median 1.2%
Rank in Wisconsin
#34
of 154 banks

How One Community Bank compares to Wisconsin peers

Capital ratio
Top 17% of $1B–10B peers
One Community
12.7%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of $1B–10B peers
One Community
1.3%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded One Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.7% capital ratio)
  • Strongly profitable (ROA 1.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for One Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (20)

  • 962 Grand Ave, Schofield, WI 54476
  • 733 N Main St, Oregon, WI 53575
  • 5990 Us Highway 51, Mc Farland, WI 53558
  • 207 S Forrest St, Stoughton, WI 53589
  • 435 Bridge St, Wonewoc, WI 53968
  • 111 W Wisconsin Ave, Readstown, WI 54652
  • 501 N Main St, Adams, WI 53910
  • 120 E Vallette St, Oxford, WI 53952
  • 2900 Schofield Ave, Schofield, WI 54476
  • 205 E Washington St, Stoughton, WI 53589
  • 2580 Ironwood Dr, Sun Prairie, WI 53590
  • 3600 Stewart Ave, Wausau, WI 54401
  • 1351 Water Wheel Dr, Waunakee, WI 53597
  • 1836 Aurora St, Middleton, WI 53562
  • 2401 Jackson St, Stoughton, WI 53589
  • 1565 Landmark Dr, Cottage Grove, WI 53527
  • 226 Center St, Wonewoc, WI 53968
  • 726 Water Ave, Hillsboro, WI 54634
  • 119 Main St, La Farge, WI 54639
  • 643 County Road E, Grand Marsh, WI 53936

Are deposits at One Community Bank insured?

Yes. One Community Bank is an FDIC-insured bank (FDIC certificate #22334). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

One Community Bank: frequently asked questions

Is One Community Bank a good bank?

One Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.26%).

Is One Community Bank FDIC-insured?

Yes. One Community Bank is a FDIC-insured bank (FDIC certificate #22334). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is One Community Bank?

One Community Bank holds $2.5 billion in total assets, ranking 34th of 154 banks we track in Wisconsin. It operates 20 branches.

Does One Community Bank have CFPB complaints?

No CFPB complaints against One Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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