Lake Ridge Bank is a bank based in Middleton, Wisconsin, established in 1908, with $3.3 billion in total assets across 20 branches. By Trust Grade it ranks 76th of 154 banks we track in Wisconsin. Its capital ratio of 10.2% is stronger than 50% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Lake Ridge Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lake Ridge Bank compares to Wisconsin peers
How we graded Lake Ridge Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.2% capital ratio)
- Profitable (ROA 0.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lake Ridge Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (20)
- 512 Highway 69, New Glarus, WI 53574
- 1740 Springdale St, Mount Horeb, WI 53572
- 2535 Main St, Cross Plains, WI 53528
- 110 Greenway Cross Ct, Belleville, WI 53508
- 883 N Main St, Oregon, WI 53575
- 341 W Cottage Grove Rd, Cottage Grove, WI 53527
- 5515 Monona Dr, Monona, WI 53716
- 229 Douglas Dr, Brooklyn, WI 53521
- 6430 Bridge Rd, Monona, WI 53713
- 603 Phillips Blvd, Sauk City, WI 53583
- 2615 Westview Ct, Cross Plains, WI 53528
- 1965 Atwood Ave, Madison, WI 53704
- 3207 Parmenter St, Middleton, WI 53562
- 1205 Main St, Cross Plains, WI 53528
- 2605 Kennedy Rd, Janesville, WI 53545
- 610 W Main St, Waunakee, WI 53597
- 1030 Mills St, Black Earth, WI 53515
- 8301 University Ave, Middleton, WI 53562
- 108 N Main St, Verona, WI 53593
- 2 E Main St, Evansville, WI 53536
Are deposits at Lake Ridge Bank insured?
Yes. Lake Ridge Bank is an FDIC-insured bank (FDIC certificate #15091). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lake Ridge Bank: frequently asked questions
Is Lake Ridge Bank a good bank?
Lake Ridge Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Profitable (ROA 0.95%).
Is Lake Ridge Bank FDIC-insured?
Yes. Lake Ridge Bank is a FDIC-insured bank (FDIC certificate #15091). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Lake Ridge Bank?
Lake Ridge Bank holds $3.3 billion in total assets, ranking 76th of 154 banks we track in Wisconsin. It operates 20 branches.
Does Lake Ridge Bank have CFPB complaints?
No CFPB complaints against Lake Ridge Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
