Centennial Bank is a bank based in Conway, Arkansas, established in 1903, with $23.0 billion in total assets across 242 branches. By Trust Grade it ranks 3rd of 78 banks we track in Arkansas. Its capital ratio of 17.5% is stronger than 97% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 2.18% return on assets. No consumer complaints against Centennial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Centennial Bank compares to Arkansas peers
How we graded Centennial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.5% capital ratio)
- Strongly profitable (ROA 2.18%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Centennial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (242)
- 202 S 1st St, Muleshoe, TX 79347
- 101 N. 3rd Street, Bovina, TX 79009
- 800 S Dumas Ave, Dumas, TX 79029
- 300 W Main St, Cabot, AR 72023
- 424 Broadway, Hart, TX 79043
- 1222 N Arkansas Ave, Russellville, AR 72801
- 125 S Austin Ave, Tulia, TX 79088
- 2932 Crawfordville Hwy, Crawfordville, FL 32327
- 600 Union St, Dardanelle, AR 72834
- 902 North St, Ward, AR 72176
- 1204 S Pine St, Cabot, AR 72023
- 707 Dewitt Henry Drive, Beebe, AR 72012
- 2171 W Main St, Cabot, AR 72023
- 200 Main St, Canadian, TX 79014
- 16633 Dallas Pkwy, Addison, TX 75001
- 4200 Unicoi Dr, Unicoi, TN 37692
- 201 Euclid Ave, Panhandle, TX 79068
- 612 Nw Avenue A, Carrabelle, FL 32322
- 1908 4th Ave, Canyon, TX 79015
- 3423 S Soncy Rd, Amarillo, TX 79119
- 3401 Bell St, Amarillo, TX 79109
- 1208 Oak St, Conway, AR 72032
- 1040 Main St, Vilonia, AR 72173
- 5987 Us Highway 64 E, Pottsville, AR 72858
- 812 N Church St, Atkins, AR 72823
- 3201 Olton Rd, Plainview, TX 79072
- 221 S Main Street, White Deer, TX 79097
- 300 W Drew Ave, Monette, AR 72447
- 211 E Washington Ave, Jonesboro, AR 72401
- 3505 E Johnson Ave, Jonesboro, AR 72405
- 210 N Broadway St, Post, TX 79356
- 215 W Bedford St, Dimmitt, TX 79027
- 1408 S Alan L Bean Blvd, Wheeler, TX 79096
- 101 Highway 412 E, Siloam Springs, AR 72761
- 2701 W Main St, Russellville, AR 72801
- 5 Jefferson St, Eastpoint, FL 32328
- 200 Franklin Blvd, Eastpoint, FL 32328
- 2901 E Highland Dr, Jonesboro, AR 72401
- 8232 Woodville Hwy, Tallahassee, FL 32305
- 1100 Se 3rd Ave, Fort Lauderdale, FL 33316
Are deposits at Centennial Bank insured?
Yes. Centennial Bank is an FDIC-insured bank (FDIC certificate #11241). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Centennial Bank: frequently asked questions
Is Centennial Bank a good bank?
Centennial Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.5% capital ratio); Strongly profitable (ROA 2.18%).
Is Centennial Bank FDIC-insured?
Yes. Centennial Bank is a FDIC-insured bank (FDIC certificate #11241). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Centennial Bank?
Centennial Bank holds $23.0 billion in total assets, ranking 3rd of 78 banks we track in Arkansas. It operates 242 branches.
Does Centennial Bank have CFPB complaints?
No CFPB complaints against Centennial Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
