Bank Ozk is a bank based in Little Rock, Arkansas, established in 1903, with $41.7 billion in total assets across 274 branches. By Trust Grade it ranks 2nd of 78 banks we track in Arkansas. Its capital ratio of 14.8% is stronger than 88% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against Bank Ozk appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Ozk compares to Arkansas peers
How we graded Bank Ozk
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.8% capital ratio)
- Strongly profitable (ROA 1.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Ozk over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (274)
- 4581 Atlanta Hwy, Loganville, GA 30052
- 5751 Blythewood St, Houston, TX 77021
- 118 W Market St, Lockhart, TX 78644
- 3102 N Oak Street Ext, Valdosta, GA 31602
- 3408 Georgia Hwy 565, Tallapoosa, GA 30176
- 271 Highway 515 W, Blairsville, GA 30512
- 27616 Us Hwy 65, Western Grove, AR 72685
- 600 Highway 65 N, Marshall, AR 72650
- 725 Highway 62 65 N, Harrison, AR 72601
- 315 N Walnut St, Harrison, AR 72601
- 1750 Highway 65 S, Clinton, AR 72031
- 4846 N Hills Blvd, North Little Rock, AR 72116
- 1995 Atlanta Hwy Se, Statham, GA 30666
- 5 Main St, Auburn, GA 30011
- 193 W Athens St, Winder, GA 30680
- 526 S Lafayette St, Shelby, NC 28150
- 103 Piedmont Dr, Lawndale, NC 28090
- 208 North Main Street, Boiling Springs, NC 28017
- 1127 E Marion St, Shelby, NC 28150
- 303 E Front St, Lonoke, AR 72086
- 900 Atlantic Ave, Bremen, GA 30110
- 1612 Franklin St, Altus, AR 72821
- 2011 W Commercial St, Ozark, AR 72949
- 1144 S Rogers St, Clarksville, AR 72830
- 515 E Pointer Trl, Van Buren, AR 72956
- 115 W Highway 64, Mulberry, AR 72947
- 5401 Rogers Ave, Fort Smith, AR 72903
- 1405 E Walnut St, Paris, AR 72855
- 611 Highway 71 N, Alma, AR 72921
- 725 W Bankhead Hwy, Villa Rica, GA 30180
- 2238 Main St E, Snellville, GA 30078
- 6548 Highway 54, Sharpsburg, GA 30277
- 10565 Richmond Ave, Houston, TX 77042
- 3901a Spicewood Springs Rd, Austin, TX 78759
- 124 W Hill Ave, Valdosta, GA 31601
- 1012 Lakes Blvd, Lake Park, GA 31636
- 1517 Baytree Rd, Valdosta, GA 31602
- 2175 Nursery Rd, Clearwater, FL 33764
- 6750 Gulfport Blvd S, South Pasadena, FL 33707
- 529 S New Hope Rd, Gastonia, NC 28054
Are deposits at Bank Ozk insured?
Yes. Bank Ozk is an FDIC-insured bank (FDIC certificate #110). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Ozk: frequently asked questions
Is Bank Ozk a good bank?
Bank Ozk earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Strongly profitable (ROA 1.59%).
Is Bank Ozk FDIC-insured?
Yes. Bank Ozk is a FDIC-insured bank (FDIC certificate #110). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Ozk?
Bank Ozk holds $41.7 billion in total assets, ranking 2nd of 78 banks we track in Arkansas. It operates 274 branches.
Does Bank Ozk have CFPB complaints?
No CFPB complaints against Bank Ozk appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
