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First Security Bank

Searcy, AR · Est. 1932 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Security Bank is a bank based in Searcy, Arkansas, established in 1932, with $8.4 billion in total assets across 80 branches. By Trust Grade it ranks 31st of 78 banks we track in Arkansas. Its capital ratio of 13.5% is stronger than 88% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.79% return on assets. No consumer complaints against First Security Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.4B
$1B–10B institution
Deposits
$6.7B
Branches
80
Capital ratio
13.5%
Top 12% of $1B–10B peers · Arkansas median 10.7%
Return on assets
1.8%
Top 16% of $1B–10B peers · Arkansas median 1.24%
Rank in Arkansas
#31
of 78 banks

How First Security Bank compares to Arkansas peers

Capital ratio
Top 12% of $1B–10B peers
First Security
13.5%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of $1B–10B peers
First Security
1.8%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded First Security Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.5% capital ratio)
  • Strongly profitable (ROA 1.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Security Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (80)

  • Central Boulevard, Bull Shoals, AR 72619
  • 205 W Carpenter St, Benton, AR 72015
  • Dewitt Henry Drive, Beebe, AR 72012
  • 205 W Pine St, Cabot, AR 72023
  • 115 N Cravens St, Clarksville, AR 72830
  • 5208 S Thompson St, Springdale, AR 72764
  • 2012 East Robinson Avenue, Springdale, AR 72764
  • 949 Highway 62 E, Mountain Home, AR 72653
  • 7447 Highway 62 W, Gassville, AR 72635
  • 601 1st St, Mcrae, AR 72102
  • 2800 E Race Ave, Searcy, AR 72143
  • 2531 W Beebe Capps Expy, Searcy, AR 72143
  • 1118 S Main St, Searcy, AR 72143
  • 906 South Pine, Suite 14, Cabot, AR 72023
  • 1219 E Joyce Blvd, Fayetteville, AR 72703
  • 1140 Highway 25b, Heber Springs, AR 72543
  • 3901 W Walnut St, Rogers, AR 72756
  • 1823 N Reynolds Rd, Bryant, AR 72022
  • 1212 Salem Rd, Benton, AR 72019
  • 100 W Emma Ave, Springdale, AR 72764
  • 191 W Main St, Farmington, AR 72730
  • 200 S 7th St, Heber Springs, AR 72543
  • 2800 E Race Ave, Searcy, AR 72143
  • 7 Wilson Farm Rd, Greenbrier, AR 72058
  • 1390 Highway 64 W, Conway, AR 72032
  • 1110 E Oak St, Conway, AR 72032
  • 2925 Prince St, Conway, AR 72034
  • 2710 E Mission Blvd, Fayetteville, AR 72703
  • 502 Main St, Pangburn, AR 72121
  • 2863 W Sunset Ave, Springdale, AR 72762
  • 14512 E Highway 12, Rogers, AR 72756
  • 2763 Highway 62 E, Mountain Home, AR 72653
  • 100 W Emma Ave, Springdale, AR 72764
  • 105 E 9th St, Mountain Home, AR 72653
  • 314 N Spring St, Searcy, AR 72143
  • 640 N Garland Ave Ste 208, Fayetteville, AR 72701
  • 2101 Dave Ward Dr, Conway, AR 72034
  • 3333 S Pinnacle Hills Pkwy, Rogers, AR 72758
  • 400 W Monroe Ave, Lowell, AR 72745
  • 2500 W Sunset Ave, Springdale, AR 72762

Are deposits at First Security Bank insured?

Yes. First Security Bank is an FDIC-insured bank (FDIC certificate #5633). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Security Bank: frequently asked questions

Is First Security Bank a good bank?

First Security Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.79%).

Is First Security Bank FDIC-insured?

Yes. First Security Bank is a FDIC-insured bank (FDIC certificate #5633). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Security Bank?

First Security Bank holds $8.4 billion in total assets, ranking 31st of 78 banks we track in Arkansas. It operates 80 branches.

Does First Security Bank have CFPB complaints?

No CFPB complaints against First Security Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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