Southern Bancorp Bank is a bank based in Arkadelphia, Arkansas, established in 1884, with $2.8 billion in total assets across 57 branches. By Trust Grade it ranks 43rd of 78 banks we track in Arkansas. Its capital ratio of 13.1% is stronger than 85% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Southern Bancorp Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southern Bancorp Bank compares to Arkansas peers
How we graded Southern Bancorp Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.1% capital ratio)
- Profitable (ROA 0.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southern Bancorp Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (57)
- 2nd And Forest Street, Shelby, MS 38774
- 210 N Main St, Hamburg, AR 71646
- 601 Main St, Arkadelphia, AR 71923
- 128 Main Street, Elaine, AR 72333
- 2500 Pine St, Arkadelphia, AR 71923
- 6764 Arkansas 7, Bismarck, AR 71929
- 432 N Sebastian, West Helena, AR 72390
- 815 Darby Avenue, Lambert, MS 38643
- 104 Main St, Sledge, MS 38670
- 111 2nd St, Lula, MS 38644
- 215 S Broadway St, Greenville, MS 38701
- 807 N 6th St, Blytheville, AR 72315
- 1012 S Division St, Blytheville, AR 72315
- 1040 E Main St, Blytheville, AR 72315
- 599 S Air Base Hwy, Blytheville, AR 72315
- 202 N Edwards Ave, Mound Bayou, MS 38762
- 403 Highway 18 South, Manila, AR 72442
- 6140 Hwy 49, Barton, AR 72312
- 911 Highway 49, Marvell, AR 72366
- 220 W Cross St, De Witt, AR 72042
- 425 Plaza, West Helena, AR 72390
- 117 W Floyce St, Ruleville, MS 38771
- 208 S Ash St, Malvern, AR 72104
- 2421 N West Ave, El Dorado, AR 71730
- 600 E 22nd St, Stuttgart, AR 72160
- 875 S State St, Clarksdale, MS 38614
- 103 W Main, Lockesburg, AR 71846
- 1868 Martin Luther King Jr., Boulevard South, Greenville, MS 38701
- 502 Cherry St, Helena, AR 72342
- 1103 N Missouri St, West Memphis, AR 72301
- 4138 Central Ave, Hot Springs, AR 71913
- 507 Highway 82 E, Indianola, MS 38751
- 1615 W Hillsboro St, El Dorado, AR 71730
- 108 N Main St, Drew, MS 38737
- 9 E Lakeshore Dr, Carriere, MS 39426
- 323 Highway 82 E, Leland, MS 38756
- 326 Highway 463 N, Trumann, AR 72472
- 206 Airport Rd, Hot Springs, AR 71913
- 1888 Main St, Madison, MS 39110
- 970 Byhalia Rd, Hernando, MS 38632
Are deposits at Southern Bancorp Bank insured?
Yes. Southern Bancorp Bank is an FDIC-insured bank (FDIC certificate #1528). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southern Bancorp Bank: frequently asked questions
Is Southern Bancorp Bank a good bank?
Southern Bancorp Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Profitable (ROA 0.82%).
Is Southern Bancorp Bank FDIC-insured?
Yes. Southern Bancorp Bank is a FDIC-insured bank (FDIC certificate #1528). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Southern Bancorp Bank?
Southern Bancorp Bank holds $2.8 billion in total assets, ranking 43rd of 78 banks we track in Arkansas. It operates 57 branches.
Does Southern Bancorp Bank have CFPB complaints?
No CFPB complaints against Southern Bancorp Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
