The Farmers & Merchants Bank is a bank based in Stuttgart, Arkansas, established in 1945, with $2.0 billion in total assets across 21 branches. By Trust Grade it ranks 14th of 78 banks we track in Arkansas. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against The Farmers & Merchants Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Farmers & Merchants Bank compares to Arkansas peers
How we graded The Farmers & Merchants Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Strongly profitable (ROA 1.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Farmers & Merchants Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (21)
- 708 S Main St, Stuttgart, AR 72160
- 813 N Fourche Ave, Perryville, AR 72126
- 110 W Third, Des Arc, AR 72040
- 502 Hickory St, Mountain Home, AR 72653
- 108 West Front Street, Hazen, AR 72064
- 102 E 22nd St, Stuttgart, AR 72160
- 1600 Oak St, Morrilton, AR 72110
- 701 E Main St, Gassville, AR 72635
- 5748 Highway 178 W, Lakeview, AR 72642
- 3120 N College Ave, Fayetteville, AR 72703
- 200 Main St, West Fork, AR 72774
- 1846 N Crossover Rd, Fayetteville, AR 72701
- 202 Hindman Dr, Prairie Grove, AR 72753
- 1 S Block Ave, Fayetteville, AR 72701
- 1960 S Whitehead Dr, Dewitt, AR 72042
- 1 Bank Plz, Pocahontas, AR 72455
- 2696 Highway 62 E, Mountain Home, AR 72653
- 400 E Highland Dr, Jonesboro, AR 72401
- 257 W Main St, Farmington, AR 72730
- 3210 Sw Regency Pkwy, Bentonville, AR 72712
- 3100 Southwest Dr, Jonesboro, AR 72404
Are deposits at The Farmers & Merchants Bank insured?
Yes. The Farmers & Merchants Bank is an FDIC-insured bank (FDIC certificate #16216). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Farmers & Merchants Bank: frequently asked questions
Is The Farmers & Merchants Bank a good bank?
The Farmers & Merchants Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.05%).
Is The Farmers & Merchants Bank FDIC-insured?
Yes. The Farmers & Merchants Bank is a FDIC-insured bank (FDIC certificate #16216). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Farmers & Merchants Bank?
The Farmers & Merchants Bank holds $2.0 billion in total assets, ranking 14th of 78 banks we track in Arkansas. It operates 21 branches.
Does The Farmers & Merchants Bank have CFPB complaints?
No CFPB complaints against The Farmers & Merchants Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
