First Financial Bank is a bank based in El Dorado, Arkansas, established in 1934, with $2.0 billion in total assets across 19 branches. By Trust Grade it ranks 17th of 78 banks we track in Arkansas. Its capital ratio of 11.5% is stronger than 71% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 2.05% return on assets. No consumer complaints against First Financial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Financial Bank compares to Arkansas peers
How we graded First Financial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Strongly profitable (ROA 2.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Financial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (19)
- 124 North Edmonds Avenue, Mccrory, AR 72101
- 3251 Highway 42, Cherry Valley, AR 72324
- 600 Highway 71 S, Mena, AR 71953
- 528 Merriman Ave E, Wynne, AR 72396
- 318 Griffith St, El Dorado, AR 71730
- 122 W 7th St, Smackover, AR 71762
- 214 N Washington Ave, El Dorado, AR 71730
- 500 S Timberlane Dr, El Dorado, AR 71730
- 810 N Washington St, Forrest City, AR 72335
- 605 N Illinois St, Harrisburg, AR 72432
- 300 East Peach Street, El Dorado, AR 71730
- 201 E Jackson St, Harrisburg, AR 72432
- 510 Highway 35 S, Carthage, MS 39051
- 806 Highway 64 E, Wynne, AR 72396
- 2300 E Main St, El Dorado, AR 71730
- 1667 Simpson Highway 49, Magee, MS 39111
- 1501 N University Ave, Little Rock, AR 72207
- 204 N Van Buren St, Carthage, MS 39051
- 700 N Robinson St, Senatobia, MS 38668
Are deposits at First Financial Bank insured?
Yes. First Financial Bank is an FDIC-insured bank (FDIC certificate #28905). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Financial Bank: frequently asked questions
Is First Financial Bank a good bank?
First Financial Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 2.05%).
Is First Financial Bank FDIC-insured?
Yes. First Financial Bank is a FDIC-insured bank (FDIC certificate #28905). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Financial Bank?
First Financial Bank holds $2.0 billion in total assets, ranking 17th of 78 banks we track in Arkansas. It operates 19 branches.
Does First Financial Bank have CFPB complaints?
No CFPB complaints against First Financial Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
