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First National Bank

Paragould, AR · Est. 1889 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First National Bank is a bank based in Paragould, Arkansas, established in 1889, with $2.6 billion in total assets across 23 branches. By Trust Grade it ranks 25th of 78 banks we track in Arkansas. Its capital ratio of 11.4% is stronger than 69% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against First National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.6B
$1B–10B institution
Deposits
$2.1B
Branches
23
Capital ratio
11.4%
Top 31% of $1B–10B peers · Arkansas median 10.7%
Return on assets
1.1%
Bottom 41% of $1B–10B peers · Arkansas median 1.24%
Rank in Arkansas
#25
of 78 banks

How First National Bank compares to Arkansas peers

Capital ratio
Top 31% of $1B–10B peers
First National
11.4%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $1B–10B peers
First National
1.1%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded First National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.4% capital ratio)
  • Strongly profitable (ROA 1.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (23)

  • 300 W Capitol Ave, Little Rock, AR 72201
  • 201 Linwood Dr, Paragould, AR 72450
  • 2701 W Kings Hwy, Paragould, AR 72450
  • 3500 E Johnson Ave, Jonesboro, AR 72405
  • 612 N Missouri Ave, Corning, AR 72422
  • 9601 Baptist Health Dr, Little Rock, AR 72205
  • 2424 Crestwood Rd, North Little Rock, AR 72116
  • 200 W Court St, Paragould, AR 72450
  • 11101 N Rodney Parham Rd, Little Rock, AR 72212
  • 5601 Kavanaugh Blvd, Little Rock, AR 72207
  • 912 Southwest Dr, Jonesboro, AR 72401
  • 100 Mcmurry Blvd E, Hartsville, TN 37074
  • 150 W Main St, Gallatin, TN 37066
  • 2701 E Highland Dr, Jonesboro, AR 72401
  • 15721 Chenal Pkwy, Little Rock, AR 72211
  • 635 E Main St, Piggott, AR 72454
  • 1324 Highway 25b, Heber Springs, AR 72543
  • 300 Se Walton Blvd, Bentonville, AR 72712
  • 2691 E Mission Blvd, Fayetteville, AR 72703
  • 3701 S Pinnacle Hills Pkwy, Rogers, AR 72758
  • 1950 S Pleasant St, Springdale, AR 72764
  • 4000 Johnson Mill Blvd, Johnson, AR 72741
  • 100 Cinema Dr, Hendersonville, TN 37075

Are deposits at First National Bank insured?

Yes. First National Bank is an FDIC-insured bank (FDIC certificate #3887). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank: frequently asked questions

Is First National Bank a good bank?

First National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.11%).

Is First National Bank FDIC-insured?

Yes. First National Bank is a FDIC-insured bank (FDIC certificate #3887). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank?

First National Bank holds $2.6 billion in total assets, ranking 25th of 78 banks we track in Arkansas. It operates 23 branches.

Does First National Bank have CFPB complaints?

No CFPB complaints against First National Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Southern Bancorp Bank
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Farmers Bank & Trust Company
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First Financial Bank
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Signature Bank Of Arkansas
bank · Fayetteville, AR · $1.6B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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