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Simmons Bank

Pine Bluff, AR · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Simmons Bank is a bank based in Pine Bluff, Arkansas, established in 1903, with $24.6 billion in total assets across 230 branches. By Trust Grade it ranks 26th of 78 banks we track in Arkansas. Its capital ratio of 13.0% is stronger than 74% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against Simmons Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$24.6B
$10B–100B institution
Deposits
$20.4B
Branches
230
Capital ratio
13.0%
Top 26% of $10B–100B peers · Arkansas median 10.7%
Return on assets
1.2%
Top 46% of $10B–100B peers · Arkansas median 1.24%
Rank in Arkansas
#26
of 78 banks

How Simmons Bank compares to Arkansas peers

Capital ratio
Top 26% of $10B–100B peers
Simmons Bank
13.0%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of $10B–100B peers
Simmons Bank
1.2%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Simmons Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 1.24%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Simmons Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (230)

  • 1720 S Caraway Rd, Jonesboro, AR 72401
  • 4100 International Plz, Fort Worth, TX 76109
  • 818 Thompson Blvd, Sedalia, MO 65301
  • 142 North Riedel Street, Yorktown, TX 78164
  • 7151 Natural Bridge Rd, Saint Louis, MO 63121
  • 3915 Ssw 323 Loop, Tyler, TX 75701
  • 425 W Capitol Ave, Little Rock, AR 72201
  • 3131 S Shields Blvd, Oklahoma City, OK 73129
  • 740 S Saginaw Blvd, Saginaw, TX 76179
  • 400 Highway 65 S, Dumas, AR 71639
  • 625 University Dr E, College Station, TX 77840
  • 205 Elm Street, Tilden, TX 78072
  • 900 W Main St, Durant, OK 74701
  • 203 Pirate Ln, Crane, MO 65633
  • 612 S Main St, Hamburg, AR 71646
  • 4299 Highway 411, Madisonville, TN 37354
  • 805 New Highway 68, Sweetwater, TN 37874
  • 347 W Church St, Lexington, TN 38351
  • 2310 Parr Ave, Dyersburg, TN 38024
  • 1400 E Houston St, Beeville, TX 78102
  • 100 E Central Ave, Comanche, TX 76442
  • 2628 W 28th Ave, Pine Bluff, AR 71603
  • 1704 University Dr, Pine Bluff, AR 71601
  • 3803 Camden Rd, Pine Bluff, AR 71603
  • 202 N Stadium Blvd, Columbia, MO 65203
  • 109 E Nifong Blvd, Columbia, MO 65203
  • 3100 Paris Rd, Columbia, MO 65202
  • 10111 W 21st St N, Wichita, KS 67205
  • 1612 Congress Pkwy S, Athens, TN 37303
  • 202 N Kentucky St, Kingston, TN 37763
  • 2820 W Fm 120, Denison, TX 75020
  • 205 N Main Ave, Dyersburg, TN 38024
  • 100 W Commercial St, Ozark, AR 72949
  • 741 S Main St, Middleton, TN 38052
  • 1955 S Highland Ave, Jackson, TN 38301
  • 308 W Main St, Brownsville, TN 38012
  • 5810 Airline Rd, Arlington, TN 38002
  • 925 East Highway 60 Business, Willow Springs, MO 65793
  • 1802 E State Route K, West Plains, MO 65775
  • 128 Plaza, Madill, OK 73446

Are deposits at Simmons Bank insured?

Yes. Simmons Bank is an FDIC-insured bank (FDIC certificate #3890). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Simmons Bank: frequently asked questions

Is Simmons Bank a good bank?

Simmons Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.24%).

Is Simmons Bank FDIC-insured?

Yes. Simmons Bank is a FDIC-insured bank (FDIC certificate #3890). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Simmons Bank?

Simmons Bank holds $24.6 billion in total assets, ranking 26th of 78 banks we track in Arkansas. It operates 230 branches.

Does Simmons Bank have CFPB complaints?

No CFPB complaints against Simmons Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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