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S&T Bank

Indiana, PA · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

S&T Bank is a bank based in Indiana, Pennsylvania, established in 1902, with $9.9 billion in total assets across 76 branches. By Trust Grade it ranks 3rd of 110 banks we track in Pennsylvania. Its capital ratio of 14.1% is stronger than 91% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against S&T Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.9B
$1B–10B institution
Deposits
$8.2B
Branches
76
Capital ratio
14.1%
Top 9% of $1B–10B peers · Pennsylvania median 10.7%
Return on assets
1.5%
Top 31% of $1B–10B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#3
of 110 banks

How S&T Bank compares to Pennsylvania peers

Capital ratio
Top 9% of $1B–10B peers
S&T Bank
14.1%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of $1B–10B peers
S&T Bank
1.5%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded S&T Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.1% capital ratio)
  • Strongly profitable (ROA 1.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for S&T Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (76)

  • 737 Main St, Portage, PA 15946
  • 418 E Main St, Reynoldsville, PA 15851
  • 410 Main St, Clarion, PA 16214
  • 2388 Route 286, Pittsburgh, PA 15239
  • 12262 Frankstown Rd, Pittsburgh, PA 15235
  • 4385 Old William Penn Hwy, Monroeville, PA 15146
  • 2190 Hulton Rd, Verona, PA 15147
  • 220 New Castle Rd, Butler, PA 16001
  • 701 E Lancaster Ave, Downingtown, PA 19335
  • 891 N Pottstown Pike, Exton, PA 19341
  • 104 Culbertson Run Rd, Downingtown, PA 19335
  • 1030 Pottstown Pike, Chester Springs, PA 19425
  • 1835 E Lincoln Hwy, Coatesville, PA 19320
  • 1115 W Chester Pike, West Chester, PA 19382
  • 9350 Route 30, Irwin, PA 15642
  • 4021 Route 130, Irwin, PA 15642
  • 2003 Lincoln Way, White Oak, PA 15131
  • 4580 Broadway Blvd, Monroeville, PA 15146
  • 602 Salt St, Saltsburg, PA 15681
  • 2455 Oakland Ave, Indiana, PA 15701
  • 539 W Mahoning St, Punxsutawney, PA 15767
  • 232 Hampton Ave, Punxsutawney, PA 15767
  • 324 N 4th St, Indiana, PA 15701
  • 614 Liberty Blvd, Du Bois, PA 15801
  • 701 E Pittsburgh St, Greensburg, PA 15601
  • 628 Broad St, New Bethlehem, PA 16242
  • 25 E Philadelphia St, Armagh, PA 15920
  • 209 Allegheny Blvd, Brookville, PA 15825
  • 3135 New Germany Rd, Ebensburg, PA 15931
  • 1516 Scalp Ave, Johnstown, PA 15904
  • 100 S Chestnut St, Derry, PA 15627
  • 100 S 4th St, Youngwood, PA 15697
  • 215 E Cypress St, Kennett Square, PA 19348
  • 810 S Aiken Ave, Pittsburgh, PA 15232
  • 410 Exton Square Pkwy, Exton, PA 19341
  • 4251 Old William Penn Hwy, Murrysville, PA 15668
  • 3345 Market St, Camp Hill, PA 17011
  • 7660 Saltsburg Rd, Pittsburgh, PA 15239
  • 920 5th Ave, Ford City, PA 16226
  • 85 Greensburg St, Delmont, PA 15626

Are deposits at S&T Bank insured?

Yes. S&T Bank is an FDIC-insured bank (FDIC certificate #11124). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

S&T Bank: frequently asked questions

Is S&T Bank a good bank?

S&T Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Strongly profitable (ROA 1.47%).

Is S&T Bank FDIC-insured?

Yes. S&T Bank is a FDIC-insured bank (FDIC certificate #11124). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is S&T Bank?

S&T Bank holds $9.9 billion in total assets, ranking 3rd of 110 banks we track in Pennsylvania. It operates 76 branches.

Does S&T Bank have CFPB complaints?

No CFPB complaints against S&T Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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