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Univest Bank And Trust Co.

Souderton, PA · Est. 1876 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Univest Bank And Trust Co. is a bank based in Souderton, Pennsylvania, established in 1876, with $8.1 billion in total assets across 51 branches. By Trust Grade it ranks 27th of 110 banks we track in Pennsylvania. Its capital ratio of 11.3% is stronger than 67% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.33% return on assets. No consumer complaints against Univest Bank And Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.1B
$1B–10B institution
Deposits
$6.9B
Branches
51
Capital ratio
11.3%
Top 33% of $1B–10B peers · Pennsylvania median 10.7%
Return on assets
1.3%
Top 41% of $1B–10B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#27
of 110 banks

How Univest Bank And Trust Co. compares to Pennsylvania peers

Capital ratio
Top 33% of $1B–10B peers
Univest
11.3%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $1B–10B peers
Univest
1.3%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Univest Bank And Trust Co.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.3% capital ratio)
  • Strongly profitable (ROA 1.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Univest Bank And Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (51)

  • 321 Main St, East Greenville, PA 18041
  • 990 Bethlehem Pike, Colmar, PA 18915
  • 986 Bethlehem Pike, Montgomeryville, PA 18936
  • 1950 John Fries Highway, Milford Square, PA 18935
  • 120 Forty Foot Rd, Hatfield, PA 19440
  • 500 Harleysville Pike, Telford, PA 18969
  • 728 Norristown Road, Spring House, PA 19477
  • 2849 Big Road, Frederick, PA 19435
  • 1001 S Valley Forge Rd, Lansdale, PA 19446
  • 940 2nd Street Pike, Richboro, PA 18954
  • 1290 Allentown Road, Kulpsville, PA 19443
  • 15 Swamp Rd, Newtown, PA 18940
  • 921 West Ave, Ocean City, NJ 08226
  • 401 Rhawn St, Philadelphia, PA 19111
  • 1041 York Rd, Warminster, PA 18974
  • 4258 Township Line Rd, Schwenksville, PA 19473
  • 7226 Germantown Ave, Philadelphia, PA 19119
  • 694 Dekalb Pike, Blue Bell, PA 19422
  • 2870 Shelly Rd, Harleysville, PA 19438
  • 5871 York Road, Lahaska, PA 18931
  • 16 Harbor Pl, Souderton, PA 18964
  • 200 N High St, West Chester, PA 19380
  • 790 Route 113, Souderton, PA 18964
  • 2000 Market St, Philadelphia, PA 19103
  • 1536 S Broad St, Philadelphia, PA 19146
  • 195 E Butler Ave, Chalfont, PA 18914
  • 380 Water Loop Dr, Collegeville, PA 19426
  • 1642 Fairmount Ave, Philadelphia, PA 19130
  • 90 Willow Valley Lakes Dr, Willow Street, PA 17584
  • 5089 Hamilton Blvd, Allentown, PA 18106
  • 3601 Market St, Philadelphia, PA 19104
  • 216 Hartman Bridge Rd, Ronks, PA 17572
  • 1135 Georgetown Rd, Christiana, PA 17509
  • 574 Main St, Bethlehem, PA 18018
  • 1 Heritage Dr, Gordonville, PA 17529
  • 1103 Rocky Rd, Reading, PA 19609
  • 2901 Whiteford Rd, York, PA 17402
  • 4601 Carlisle Pike, Mechanicsburg, PA 17050
  • 1980 S Easton Rd, Doylestown, PA 18901
  • 51 Dutilh Road, Cranberry, PA 16066

Are deposits at Univest Bank And Trust Co. insured?

Yes. Univest Bank And Trust Co. is an FDIC-insured bank (FDIC certificate #7759). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Univest Bank And Trust Co.: frequently asked questions

Is Univest Bank And Trust Co. a good bank?

Univest Bank And Trust Co. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.33%).

Is Univest Bank And Trust Co. FDIC-insured?

Yes. Univest Bank And Trust Co. is a FDIC-insured bank (FDIC certificate #7759). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Univest Bank And Trust Co.?

Univest Bank And Trust Co. holds $8.1 billion in total assets, ranking 27th of 110 banks we track in Pennsylvania. It operates 51 branches.

Does Univest Bank And Trust Co. have CFPB complaints?

No CFPB complaints against Univest Bank And Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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