Orrstown Bank is a bank based in Harrisburg, Pennsylvania, established in 1919, with $5.6 billion in total assets across 45 branches. By Trust Grade it ranks 20th of 110 banks we track in Pennsylvania. Its capital ratio of 11.4% is stronger than 69% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against Orrstown Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Orrstown Bank compares to Pennsylvania peers
How we graded Orrstown Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Strongly profitable (ROA 1.67%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Orrstown Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (45)
- 121 Lurgan Ave, Shippensburg, PA 17257
- 427 Village Dr, Carlisle, PA 17015
- 625 Norland Ave, Chambersburg, PA 17201
- 1 N Main St, Jacobus, PA 17407
- 320 N Main St, York, PA 17408
- 2587 Cape Horn Rd, Red Lion, PA 17356
- 2 Ballast Ln, Stewartstown, PA 17363
- 2410 Eastern Blvd, York, PA 17402
- 4450 Long Gate Parkway, Ellicott City, MD 21043
- 10283 York Rd, Cockeysville, MD 21030
- 8108 Jumpers Hole Rd, Pasadena, MD 21122
- 3 Baden Powell Ln, Mechanicsburg, PA 17050
- 308 Carolle St, Greencastle, PA 17225
- 1355 Orchard Dr, Chambersburg, PA 17201
- 1 Giant Ln, Carlisle, PA 17013
- 2510 Delta Rd, Brogue, PA 17309
- 1477 Carlisle Rd, York, PA 17408
- 26 E Main St, New Freedom, PA 17349
- 9651 Belair Rd, Baltimore, MD 21236
- 8216 Philadelphia Rd, Baltimore, MD 21237
- 4075 Market St, Camp Hill, PA 17011
- 4750 Lindle Rd, Harrisburg, PA 17111
- 203 International Cir, Hunt Valley, MD 21030
- 65 Eisenhower Dr, Hanover, PA 17331
- 140 N Main St, Bel Air, MD 21014
- 12 S Main St, Mercersburg, PA 17236
- 1020 Professional Ct, Hagerstown, MD 21740
- 15 N 2nd St, Newport, PA 17074
- 97 Sofia Dr, Shrewsbury, PA 17361
- 1800 Fruitville Pike, Lancaster, PA 17601
- 1 Market Way W, York, PA 17401
- 1651 Baltimore Pike, Hanover, PA 17331
- 400 James Buchanan Dr, Elizabethtown, PA 17022
- 425 Westminster Ave, Hanover, PA 17331
- 77 E King St, Shippensburg, PA 17257
- 2001 Harrisburg Pike, Lancaster, PA 17601
- 1001 E Oregon Rd, Lititz, PA 17543
- 566 Lausch Ln, Lancaster, PA 17601
- 301 W Main St, New Holland, PA 17557
- 500 Olde Hickory Rd, Lancaster, PA 17601
Are deposits at Orrstown Bank insured?
Yes. Orrstown Bank is an FDIC-insured bank (FDIC certificate #713). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Orrstown Bank: frequently asked questions
Is Orrstown Bank a good bank?
Orrstown Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.67%).
Is Orrstown Bank FDIC-insured?
Yes. Orrstown Bank is a FDIC-insured bank (FDIC certificate #713). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Orrstown Bank?
Orrstown Bank holds $5.6 billion in total assets, ranking 20th of 110 banks we track in Pennsylvania. It operates 45 branches.
Does Orrstown Bank have CFPB complaints?
No CFPB complaints against Orrstown Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
