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Orange Bank & Trust Company

Middletown, NY · Est. 1892 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Orange Bank & Trust Company is a bank based in Middletown, New York, established in 1892, with $2.7 billion in total assets across 16 branches. By Trust Grade it ranks 1st of 118 banks we track in New York. Its capital ratio of 11.1% is stronger than 63% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against Orange Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.7B
$1B–10B institution
Deposits
$2.4B
Branches
16
Capital ratio
11.1%
Top 37% of $1B–10B peers · New York median 10.4%
Return on assets
1.7%
Top 18% of $1B–10B peers · New York median 0.84%
Rank in New York
#1
of 118 banks

How Orange Bank & Trust Company compares to New York peers

Capital ratio
Top 37% of $1B–10B peers
Orange Bank
11.1%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $1B–10B peers
Orange Bank
1.7%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Orange Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Orange Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (16)

  • 715 Route 211 E, Middletown, NY 10941
  • 2093 Rt 208, Montgomery, NY 12549
  • 91 Brookside Ave, Chester, NY 10918
  • 54 W Main St, Goshen, NY 10924
  • 78 N Plank Rd, Newburgh, NY 12550
  • 42 Waller Ave, White Plains, NY 10601
  • 254 S Main St, New City, NY 10956
  • 1214 E Boston Post Rd, Mamaroneck, NY 10543
  • 510 S Columbus Ave, Mount Vernon, NY 10550
  • 2141 Crompond Rd, Cortlandt Manor, NY 10567
  • 859 Franklin Ave, Thornwood, NY 10594
  • 1978 Williamsbridge Rd, Bronx, NY 10461
  • 374 S Middletown Rd, Nanuet, NY 10954
  • 1969 Central Park Ave, Yonkers, NY 10710
  • 3485 E Tremont Ave, Bronx, NY 10465
  • 212 Dolson Ave, Middletown, NY 10940

Are deposits at Orange Bank & Trust Company insured?

Yes. Orange Bank & Trust Company is an FDIC-insured bank (FDIC certificate #12944). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Orange Bank & Trust Company: frequently asked questions

Is Orange Bank & Trust Company a good bank?

Orange Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.74%).

Is Orange Bank & Trust Company FDIC-insured?

Yes. Orange Bank & Trust Company is a FDIC-insured bank (FDIC certificate #12944). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Orange Bank & Trust Company?

Orange Bank & Trust Company holds $2.7 billion in total assets, ranking 1st of 118 banks we track in New York. It operates 16 branches.

Does Orange Bank & Trust Company have CFPB complaints?

No CFPB complaints against Orange Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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