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The Fidelity Bank

Fuquay Varina, NC · Est. 1909 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Fidelity Bank is a bank based in Fuquay Varina, North Carolina, established in 1909, with $4.5 billion in total assets across 55 branches. By Trust Grade it ranks 1st of 38 banks we track in North Carolina. Its capital ratio of 10.0% trails most similarly sized banks (44th percentile), versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 1.72% return on assets. No consumer complaints against The Fidelity Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.5B
$1B–10B institution
Deposits
$4.0B
Branches
55
Capital ratio
10.0%
Bottom 44% of $1B–10B peers · North Carolina median 11.6%
Return on assets
1.7%
Top 19% of $1B–10B peers · North Carolina median 0.9%
Rank in North Carolina
#1
of 38 banks

How The Fidelity Bank compares to North Carolina peers

Capital ratio
Bottom 44% of $1B–10B peers
The Fidelity
10.0%
North Carolina median
11.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $1B–10B peers
The Fidelity
1.7%
North Carolina median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Fidelity Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.0% capital ratio)
  • Strongly profitable (ROA 1.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Fidelity Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (55)

  • 520 N Main St, Biscoe, NC 27209
  • 130 E Salisbury St, Robbins, NC 27325
  • 532 E Broad Ave, Rockingham, NC 28379
  • 105 W Gordon St, Roxboro, NC 27573
  • 231 E Church St, Martinsville, VA 24112
  • 2933 Union Rd, Gastonia, NC 28054
  • 331 S Lafayette St, Shelby, NC 28150
  • 237 E Main St, Gibsonville, NC 27249
  • 1035 Randolph St, Thomasville, NC 27360
  • 6856 Jordan Rd, Ramseur, NC 27316
  • 610 Cox Rd, Gastonia, NC 28054
  • 100 W Chatham St, Cary, NC 27511
  • 1304 N Main St, Fuquay-Varina, NC 27526
  • 231 S White St, Wake Forest, NC 27587
  • 315 Albemarle Rd, Troy, NC 27371
  • 7000 Gb Alford Hwy, Holly Springs, NC 27540
  • 225 N Main St, Candor, NC 27229
  • 10217 Chapel Hill Rd, Morrisville, NC 27560
  • 2819 Jones Franklin Rd, Raleigh, NC 27606
  • 12201 Capital Blvd, Wake Forest, NC 27587
  • 5700 Creedmoor Rd, Raleigh, NC 27612
  • 5220 Falls Of Neuse Rd, Raleigh, NC 27609
  • 2501 Battleground Ave, Greensboro, NC 27408
  • 2561 Lewisville Clemmons Rd, Clemmons, NC 27012
  • 600 Oberlin Rd, Raleigh, NC 27605
  • 202 Court Sq, Yanceyville, NC 27379
  • 8110 Us Highway 158, Stokesdale, NC 27357
  • 2085 Statesville Blvd, Salisbury, NC 28147
  • 1426 E 11th St, Siler City, NC 27344
  • 1296 S Fifth St, Mebane, NC 27302
  • 804 E Williams St, Apex, NC 27502
  • 20 Pine State St, Lillington, NC 27546
  • 712 Martin Luther King Jr Ave, Oxford, NC 27565
  • 112 South 401 By-Pass, Raeford, NC 28376
  • 114 W 2nd Ave, Lexington, NC 27292
  • 186 Williamson Rd, Mooresville, NC 28117
  • 258 W Swannanoa Ave, Liberty, NC 27298
  • 163 S Main St, Kernersville, NC 27284
  • 2441 S Church St, Burlington, NC 27215
  • 919 Us Highway 70 W, Garner, NC 27529

Are deposits at The Fidelity Bank insured?

Yes. The Fidelity Bank is an FDIC-insured bank (FDIC certificate #11507). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Fidelity Bank: frequently asked questions

Is The Fidelity Bank a good bank?

The Fidelity Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.72%).

Is The Fidelity Bank FDIC-insured?

Yes. The Fidelity Bank is a FDIC-insured bank (FDIC certificate #11507). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Fidelity Bank?

The Fidelity Bank holds $4.5 billion in total assets, ranking 1st of 38 banks we track in North Carolina. It operates 55 branches.

Does The Fidelity Bank have CFPB complaints?

No CFPB complaints against The Fidelity Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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