Hometrust Bank is a bank based in Asheville, North Carolina, established in 1926, with $4.4 billion in total assets across 33 branches. By Trust Grade it ranks 4th of 38 banks we track in North Carolina. Its capital ratio of 13.5% is stronger than 88% of similarly sized banks, versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against Hometrust Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hometrust Bank compares to North Carolina peers
How we graded Hometrust Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Strongly profitable (ROA 1.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hometrust Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (33)
- 3956 Electric Rd, Roanoke, VA 24018
- 1571 Roanoke Rd, Daleville, VA 24083
- 2820 Brambleton Ave Sw, Roanoke, VA 24015
- 201 S Pollard St, Vinton, VA 24179
- 5002 Williamson Rd Nw, Roanoke, VA 24012
- 8583 Carolina Blvd, Clyde, NC 28721
- 5 Northridge Cmns Pkwy, Weaverville, NC 28787
- 192 Airport Rd, Arden, NC 28704
- 10 Woodfin St, Asheville, NC 28801
- 106 S Van Buren Rd, Eden, NC 27288
- 107 W Center St, Lexington, NC 27292
- 224 E Warren St, Shelby, NC 28150
- 341 N Trade St, Tryon, NC 28782
- 100 W Main St, Cherryville, NC 28021
- 499 Woodruff Rd, Greenville, SC 29607
- 2905 Bethany Bnd, Milton, GA 30004
- 422 Broad St, Kingsport, TN 37660
- 800 Russ Ave, Waynesville, NC 28786
- 228 6th Ave E, Hendersonville, NC 28792
- 685 W Mills St, Columbus, NC 28722
- 862 Med Tech Pkwy, Johnson City, TN 37604
- 123 Merchants Greene Dr, Morristown, TN 37814
- 1907 N Roan St, Johnson City, TN 37601
- 2805 Reid School Rd, Reidsville, NC 27320
- 1825 Hendersonville Rd, Asheville, NC 28803
- 8599 Pelham Rd, Greenville, SC 29615
- 505 Peachtree Industrial Blvd, Suwanee, GA 30024
- 120 Evans Ave, Morristown, TN 37814
- 316 S Jefferson St, Roanoke, VA 24011
- 1315 Bradford View Dr, Cary, NC 27519
- 6310 Fairview Rd, Charlotte, NC 28210
- 4700 Six Forks Rd, Raleigh, NC 27609
- 17065 Nat Bynum Ln, Cornelius, NC 28031
Are deposits at Hometrust Bank insured?
Yes. Hometrust Bank is an FDIC-insured bank (FDIC certificate #27677). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hometrust Bank: frequently asked questions
Is Hometrust Bank a good bank?
Hometrust Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.53%).
Is Hometrust Bank FDIC-insured?
Yes. Hometrust Bank is a FDIC-insured bank (FDIC certificate #27677). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Hometrust Bank?
Hometrust Bank holds $4.4 billion in total assets, ranking 4th of 38 banks we track in North Carolina. It operates 33 branches.
Does Hometrust Bank have CFPB complaints?
No CFPB complaints against Hometrust Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
