Southern Bank And Trust Company is a bank based in Mount Olive, North Carolina, established in 1901, with $5.3 billion in total assets across 56 branches. By Trust Grade it ranks 24th of 38 banks we track in North Carolina. Its capital ratio of 8.2% trails most similarly sized banks (11th percentile), versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Southern Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southern Bank And Trust Company compares to North Carolina peers
How we graded Southern Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Profitable (ROA 0.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southern Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (56)
- 403 Boush St, Norfolk, VA 23510
- 83 S Bladen Ave, Garland, NC 28441
- 102 North Main Street, Salemburg, NC 28385
- 810 Main St, Scotland Neck, NC 27874
- 101 W 2nd St, Kenly, NC 27542
- 11438 E Finch Ave, Middlesex, NC 27557
- 100 Wilson Street, Fremont, NC 27830
- 2300 Nash St N, Wilson, NC 27896
- 1701 Forest Hills Rd W, Wilson, NC 27893
- 336 E Main St, Murfreesboro, NC 27855
- 800 N Breazeale Ave, Mount Olive, NC 28365
- 114 N Pine St, Warsaw, NC 28398
- 101 N King St, Windsor, NC 27983
- 111 N Main St, Robersonville, NC 27871
- 148 E Main St, Belhaven, NC 27810
- 208 S Caswell St, La Grange, NC 28551
- 236 Third St, Ayden, NC 28513
- 612 Washington St, Plymouth, NC 27962
- 3690 Sunset Ave, Rocky Mount, NC 27804
- 1008 Sunset Ave, Clinton, NC 28328
- 4815 Colley Ave, Norfolk, VA 23508
- 506 Main St E, Ahoskie, NC 27910
- 202 S Croatan Hwy, Kill Devil Hills, NC 27948
- 101 W Queen St, Edenton, NC 27932
- 209 S Barnes St, Nashville, NC 27856
- 1580 E 10th St, Roanoke Rapids, NC 27870
- 2310 Charles Blvd, Greenville, NC 27858
- 1405 Benvenue Rd, Rocky Mount, NC 27804
- 4217 East Church St, Farmville, NC 27828
- 230 Sunset Ave, Rocky Mount, NC 27804
- 422 N Main St, Tarboro, NC 27886
- 318 North Highway 64/264, Manteo, NC 27954
- 3343 Western Branch Blvd, Chesapeake, VA 23321
- 416 S Main St, Kenansville, NC 28349
- 3720 Virginia Beach Blvd, Virginia Beach, VA 23452
- 2301 Wayne Memorial Dr, Goldsboro, NC 27534
- 4259 Winterville Pkwy, Winterville, NC 28590
- 2275 Stantonsburg Rd, Greenville, NC 27834
- 617 Volvo Pkwy, Chesapeake, VA 23320
- 601 Lynnhaven Pkwy, Virginia Beach, VA 23452
Are deposits at Southern Bank And Trust Company insured?
Yes. Southern Bank And Trust Company is an FDIC-insured bank (FDIC certificate #15359). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southern Bank And Trust Company: frequently asked questions
Is Southern Bank And Trust Company a good bank?
Southern Bank And Trust Company earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.89%).
Is Southern Bank And Trust Company FDIC-insured?
Yes. Southern Bank And Trust Company is a FDIC-insured bank (FDIC certificate #15359). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Southern Bank And Trust Company?
Southern Bank And Trust Company holds $5.3 billion in total assets, ranking 24th of 38 banks we track in North Carolina. It operates 56 branches.
Does Southern Bank And Trust Company have CFPB complaints?
No CFPB complaints against Southern Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
