American Bank & Trust is a bank based in Sioux Falls, South Dakota, established in 1892, with $2.2 billion in total assets across 20 branches. By Trust Grade it ranks 1st of 56 banks we track in South Dakota. Its capital ratio of 10.7% is stronger than 57% of similarly sized banks, versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against American Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American Bank & Trust compares to South Dakota peers
How we graded American Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.7% capital ratio)
- Strongly profitable (ROA 1.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (20)
- 201 S Ottowa St, Iroquois, SD 57353
- 700 E Sioux Ave, Pierre, SD 57501
- 265 Commercial Ave Sw, Wolsey, SD 57384
- 1820 Dakota Ave S, Huron, SD 57350
- 221 Main St, Stickney, SD 57375
- 212 Calumet Ave Se, De Smet, SD 57231
- 3405 S Sycamore Ave, Sioux Falls, SD 57110
- 200 E 10th St, Sioux Falls, SD 57104
- 1206 Oxford St, Worthington, MN 56187
- 201 Main St W, Carthage, SD 57323
- 214 S Main St, Lennox, SD 57039
- 320 6th Ave Se, Aberdeen, SD 57401
- 120 Main St E, Wessington Springs, SD 57382
- 1715 1st Ave Ne, Watertown, SD 57201
- 902 Main St., Lisbon, ND 58054
- 801 East Gateway Lane, Tea, SD 57064
- 8401 West 26th Street, Sioux Falls, SD 57106
- 6810 S Minnesota Ave, Sioux Falls, SD 57108
- 131 N Broadway Ave, Miller, SD 57362
- 4 W Main St, Mellette, SD 57461
Are deposits at American Bank & Trust insured?
Yes. American Bank & Trust is an FDIC-insured bank (FDIC certificate #1117). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Bank & Trust: frequently asked questions
Is American Bank & Trust a good bank?
American Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.23%).
Is American Bank & Trust FDIC-insured?
Yes. American Bank & Trust is a FDIC-insured bank (FDIC certificate #1117). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American Bank & Trust?
American Bank & Trust holds $2.2 billion in total assets, ranking 1st of 56 banks we track in South Dakota. It operates 20 branches.
Does American Bank & Trust have CFPB complaints?
No CFPB complaints against American Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
