First Savings Bank is a bank based in Beresford, South Dakota, established in 1989, with $1.6 billion in total assets across 24 branches. By Trust Grade it ranks 16th of 56 banks we track in South Dakota. Its capital ratio of 18.8% is stronger than 97% of similarly sized banks, versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 2.57% return on assets. No consumer complaints against First Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Savings Bank compares to South Dakota peers
How we graded First Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.8% capital ratio)
- Strongly profitable (ROA 2.57%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (24)
- 500 9th St, Alamogordo, NM 88310
- 201 St Francis Dr, Tularosa, NM 88352
- 5 E Maple St, Sisseton, SD 57262
- 1221 N Hudson St, Silver City, NM 88061
- 915 N Date St, Truth Or Consequences, NM 87901
- 2713 Sudderth Dr, Ruidoso, NM 88345
- 600 Main St, Britton, SD 57430
- 525 N Main St, Waubay, SD 57273
- 1515 Walnut St, Springfield, SD 57062
- 305 N Main Ave, Parker, SD 57053
- 123 S Main St, Veblen, SD 57270
- 118 Main St S, Bristol, SD 57219
- 211 Main St, Hecla, SD 57446
- 2804 N Telshor Blvd, Las Cruces, NM 88011
- 5800 S Western Ave, Sioux Falls, SD 57108
- 909 N Mesa St, El Paso, TX 79902
- 1700 W Horizon Ridge Pkwy, Henderson, NV 89012
- 3540 S 84th St, Omaha, NE 68124
- 1701 Saul Kleinfeld Dr, El Paso, TX 79936
- 520 S Gold Ave, Deming, NM 88030
- 803 W Pipestone Ave, Flandreau, SD 57028
- 1031 Acoma Blvd S, Lake Havasu City, AZ 86406
- 5430 Doniphan Dr, El Paso, TX 79932
- 201 N 3rd St, Beresford, SD 57004
Are deposits at First Savings Bank insured?
Yes. First Savings Bank is an FDIC-insured bank (FDIC certificate #32629). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Savings Bank: frequently asked questions
Is First Savings Bank a good bank?
First Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.8% capital ratio); Strongly profitable (ROA 2.57%).
Is First Savings Bank FDIC-insured?
Yes. First Savings Bank is a FDIC-insured bank (FDIC certificate #32629). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Savings Bank?
First Savings Bank holds $1.6 billion in total assets, ranking 16th of 56 banks we track in South Dakota. It operates 24 branches.
Does First Savings Bank have CFPB complaints?
No CFPB complaints against First Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
