Plains Commerce Bank is a bank based in Sioux Falls, South Dakota, established in 1931, with $1.3 billion in total assets across 8 branches. By Trust Grade it ranks 10th of 56 banks we track in South Dakota. Its capital ratio of 10.3% is stronger than 52% of similarly sized banks, versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against Plains Commerce Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Plains Commerce Bank compares to South Dakota peers
How we graded Plains Commerce Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Plains Commerce Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 3905 W 49th St, Sioux Falls, SD 57106
- 280 Broadway St Ne, Conde, SD 57434
- 524 S Dakota St, Aberdeen, SD 57401
- 109 1st Ave Se, Watertown, SD 57201
- 220 Main St, Hoven, SD 57450
- 1411 E 10th St, Sioux Falls, SD 57103
- 900 S Burr Street, Mitchell, SD 57301
- 4700 E 57th St, Sioux Falls, SD 57108
Are deposits at Plains Commerce Bank insured?
Yes. Plains Commerce Bank is an FDIC-insured bank (FDIC certificate #1678). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Plains Commerce Bank: frequently asked questions
Is Plains Commerce Bank a good bank?
Plains Commerce Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.59%).
Is Plains Commerce Bank FDIC-insured?
Yes. Plains Commerce Bank is a FDIC-insured bank (FDIC certificate #1678). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Plains Commerce Bank?
Plains Commerce Bank holds $1.3 billion in total assets, ranking 10th of 56 banks we track in South Dakota. It operates 8 branches.
Does Plains Commerce Bank have CFPB complaints?
No CFPB complaints against Plains Commerce Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
