Reliabank Dakota is a bank based in Estelline, South Dakota, established in 1920, with $758 million in total assets across 10 branches. By Trust Grade it ranks 44th of 56 banks we track in South Dakota. Its capital ratio of 8.0% trails most similarly sized banks (15th percentile), versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Reliabank Dakota appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Reliabank Dakota compares to South Dakota peers
How we graded Reliabank Dakota
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 1.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Reliabank Dakota over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 211 Main St N, Estelline, SD 57234
- 11 W William St, Hazel, SD 57242
- 1003 W 2nd Ave, Humboldt, SD 57035
- 720 E Kevin Dr, Tea, SD 57064
- 1401 4th St Ne, Watertown, SD 57201
- 117 Main Avenue, Hayti, SD 57241
- 830 10th St Sw, Watertown, SD 57201
- 304 W Sd Highway 38, Hartford, SD 57033
- 608 W 86th St, Sioux Falls, SD 57108
- 200 E. 4th St., Colton, SD 57018
Are deposits at Reliabank Dakota insured?
Yes. Reliabank Dakota is an FDIC-insured bank (FDIC certificate #16221). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Reliabank Dakota: frequently asked questions
Is Reliabank Dakota a good bank?
Reliabank Dakota earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.25%).
Is Reliabank Dakota FDIC-insured?
Yes. Reliabank Dakota is a FDIC-insured bank (FDIC certificate #16221). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Reliabank Dakota?
Reliabank Dakota holds $758 million in total assets, ranking 44th of 56 banks we track in South Dakota. It operates 10 branches.
Does Reliabank Dakota have CFPB complaints?
No CFPB complaints against Reliabank Dakota appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
