Black Hills Community Bank, N.A. is a bank based in Rapid City, South Dakota, established in 2007, with $496 million in total assets across 2 branches. By Trust Grade it ranks 30th of 56 banks we track in South Dakota. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 1.73% return on assets. No consumer complaints against Black Hills Community Bank, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Black Hills Community Bank, N.A. compares to South Dakota peers
How we graded Black Hills Community Bank, N.A.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Black Hills Community Bank, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 840 Mount Rushmore Rd, Rapid City, SD 57701
- 215 E Jackson Blvd, Spearfish, SD 57783
Are deposits at Black Hills Community Bank, N.A. insured?
Yes. Black Hills Community Bank, N.A. is an FDIC-insured bank (FDIC certificate #58723). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Black Hills Community Bank, N.A.: frequently asked questions
Is Black Hills Community Bank, N.A. a good bank?
Black Hills Community Bank, N.A. earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.73%).
Is Black Hills Community Bank, N.A. FDIC-insured?
Yes. Black Hills Community Bank, N.A. is a FDIC-insured bank (FDIC certificate #58723). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Black Hills Community Bank, N.A.?
Black Hills Community Bank, N.A. holds $496 million in total assets, ranking 30th of 56 banks we track in South Dakota. It operates 2 branches.
Does Black Hills Community Bank, N.A. have CFPB complaints?
No CFPB complaints against Black Hills Community Bank, N.A. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
