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First Fidelity Bank

Burke, SD · Est. 1905 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

First Fidelity Bank is a bank based in Burke, South Dakota, established in 1905, with $702 million in total assets across 11 branches. By Trust Grade it ranks 40th of 56 banks we track in South Dakota. Its capital ratio of 8.7% trails most similarly sized banks (25th percentile), versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 1.62% return on assets. No consumer complaints against First Fidelity Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$702.2M
$100M–1B institution
Deposits
$634.7M
Branches
11
Capital ratio
8.7%
Bottom 25% of $100M–1B peers · South Dakota median 10.4%
Return on assets
1.6%
Top 26% of $100M–1B peers · South Dakota median 1.32%
Rank in South Dakota
#40
of 56 banks

How First Fidelity Bank compares to South Dakota peers

Capital ratio
Bottom 25% of $100M–1B peers
First Fidelity
8.7%
South Dakota median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
First Fidelity
1.6%
South Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded First Fidelity Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.7% capital ratio)
  • Strongly profitable (ROA 1.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Fidelity Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 301 Main St, Colome, SD 57528
  • 123 Main St, Murdo, SD 57559
  • 246 W 2nd St, Winner, SD 57580
  • 300 Mellette St, Bonesteel, SD 57317
  • 501 S Main St, Platte, SD 57369
  • 100 N Main St, Draper, SD 57531
  • 113 E 6th St, Gregory, SD 57533
  • 1204 Yellowstone St, Fort Pierre, SD 57532
  • 211 S Main Ave, Presho, SD 57568
  • 425 N Main St, White River, SD 57579
  • 745 Main St, Burke, SD 57523

Are deposits at First Fidelity Bank insured?

Yes. First Fidelity Bank is an FDIC-insured bank (FDIC certificate #1122). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Fidelity Bank: frequently asked questions

Is First Fidelity Bank a good bank?

First Fidelity Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.62%).

Is First Fidelity Bank FDIC-insured?

Yes. First Fidelity Bank is a FDIC-insured bank (FDIC certificate #1122). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Fidelity Bank?

First Fidelity Bank holds $702 million in total assets, ranking 40th of 56 banks we track in South Dakota. It operates 11 branches.

Does First Fidelity Bank have CFPB complaints?

No CFPB complaints against First Fidelity Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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