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Cass Commercial Bank

Des Peres, MO · Est. 1906 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Cass Commercial Bank is a bank based in Des Peres, Missouri, established in 1906, with $1.3 billion in total assets across 3 branches. By Trust Grade it ranks 5th of 195 banks we track in Missouri. Its capital ratio of 15.2% is stronger than 94% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.20% return on assets. No consumer complaints against Cass Commercial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3B
$1B–10B institution
Deposits
$1.1B
Branches
3
Capital ratio
15.2%
Top 6% of $1B–10B peers · Missouri median 10.3%
Return on assets
2.2%
Top 7% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#5
of 195 banks

How Cass Commercial Bank compares to Missouri peers

Capital ratio
Top 6% of $1B–10B peers
Cass Commercial
15.2%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of $1B–10B peers
Cass Commercial
2.2%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Cass Commercial Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.2% capital ratio)
  • Strongly profitable (ROA 2.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cass Commercial Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1420 N 13th St, Saint Louis, MO 63106
  • 13001 Hollenberg Dr, Bridgeton, MO 63044
  • 12412 Powerscourt Dr, Des Peres, MO 63131

Are deposits at Cass Commercial Bank insured?

Yes. Cass Commercial Bank is an FDIC-insured bank (FDIC certificate #1068). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cass Commercial Bank: frequently asked questions

Is Cass Commercial Bank a good bank?

Cass Commercial Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Strongly profitable (ROA 2.20%).

Is Cass Commercial Bank FDIC-insured?

Yes. Cass Commercial Bank is a FDIC-insured bank (FDIC certificate #1068). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cass Commercial Bank?

Cass Commercial Bank holds $1.3 billion in total assets, ranking 5th of 195 banks we track in Missouri. It operates 3 branches.

Does Cass Commercial Bank have CFPB complaints?

No CFPB complaints against Cass Commercial Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Wood & Huston Bank
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Mid America Bank
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St. Louis Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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