Bank Of Utica is a bank based in Utica, New York, established in 1927, with $1.4 billion in total assets across 1 branch. By Trust Grade it ranks 2nd of 118 banks we track in New York. Its capital ratio of 25.6% is stronger than 99% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 3.06% return on assets. No consumer complaints against Bank Of Utica appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Utica compares to New York peers
How we graded Bank Of Utica
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (25.6% capital ratio)
- Strongly profitable (ROA 3.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Utica over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 222 Genesee St, Utica, NY 13502
Are deposits at Bank Of Utica insured?
Yes. Bank Of Utica is an FDIC-insured bank (FDIC certificate #13397). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Utica: frequently asked questions
Is Bank Of Utica a good bank?
Bank Of Utica earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (25.6% capital ratio); Strongly profitable (ROA 3.06%).
Is Bank Of Utica FDIC-insured?
Yes. Bank Of Utica is a FDIC-insured bank (FDIC certificate #13397). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Utica?
Bank Of Utica holds $1.4 billion in total assets, ranking 2nd of 118 banks we track in New York. It operates 1 branch.
Does Bank Of Utica have CFPB complaints?
No CFPB complaints against Bank Of Utica appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
