Genesee Regional Bank is a bank based in Rochester, New York, established in 1985, with $1.3 billion in total assets across 3 branches. By Trust Grade it ranks 49th of 118 banks we track in New York. Its capital ratio of 9.1% trails most similarly sized banks (27th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Genesee Regional Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Genesee Regional Bank compares to New York peers
How we graded Genesee Regional Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Genesee Regional Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 1850 Winton Rd S, Rochester, NY 14618
- 4180 W Ridge Rd, Rochester, NY 14626
- 3380 Monroe Ave, Rochester, NY 14618
Are deposits at Genesee Regional Bank insured?
Yes. Genesee Regional Bank is an FDIC-insured bank (FDIC certificate #26333). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Genesee Regional Bank: frequently asked questions
Is Genesee Regional Bank a good bank?
Genesee Regional Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.30%).
Is Genesee Regional Bank FDIC-insured?
Yes. Genesee Regional Bank is a FDIC-insured bank (FDIC certificate #26333). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Genesee Regional Bank?
Genesee Regional Bank holds $1.3 billion in total assets, ranking 49th of 118 banks we track in New York. It operates 3 branches.
Does Genesee Regional Bank have CFPB complaints?
No CFPB complaints against Genesee Regional Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
