First Texas Bank is a bank based in Georgetown, Texas, established in 1898, with $1.3 billion in total assets across 11 branches. By Trust Grade it ranks 12th of 349 banks we track in Texas. Its capital ratio of 10.9% is stronger than 60% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against First Texas Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Texas Bank compares to Texas peers
How we graded First Texas Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.9% capital ratio)
- Strongly profitable (ROA 1.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Texas Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 90 East Highway 190, Copperas Cove, TX 76522
- 500 Round Rock Ave, Round Rock, TX 78664
- 3514 South Ws Young Drive, Killeen, TX 76542
- 300 E 1st Ave, Belton, TX 76513
- 5321 Williams Dr, Georgetown, TX 78633
- 480 Del Webb Blvd, Georgetown, TX 78633
- 716 N 8th St, Killeen, TX 76541
- 1901 Bagdad Rd, Cedar Park, TX 78613
- 1600 W Pecan St, Pflugerville, TX 78660
- 721 Highway 183, Liberty Hill, TX 78642
- 900 S Austin Ave, Georgetown, TX 78626
Are deposits at First Texas Bank insured?
Yes. First Texas Bank is an FDIC-insured bank (FDIC certificate #11935). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Texas Bank: frequently asked questions
Is First Texas Bank a good bank?
First Texas Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.78%).
Is First Texas Bank FDIC-insured?
Yes. First Texas Bank is a FDIC-insured bank (FDIC certificate #11935). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Texas Bank?
First Texas Bank holds $1.3 billion in total assets, ranking 12th of 349 banks we track in Texas. It operates 11 branches.
Does First Texas Bank have CFPB complaints?
No CFPB complaints against First Texas Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
