Bar Harbor Bank & Trust is a bank based in Bar Harbor, Maine, established in 1887, with $4.7 billion in total assets across 62 branches. By Trust Grade it ranks 1st of 22 banks we track in Maine. Its capital ratio of 12.5% is stronger than 81% of similarly sized banks, versus a Maine median of 10.5%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against Bar Harbor Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bar Harbor Bank & Trust compares to Maine peers
How we graded Bar Harbor Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Strongly profitable (ROA 1.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bar Harbor Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (62)
- 321 Main St, New London, NH 03257
- 63 Central St, Woodsville, NH 03785
- 41 Main St, Machias, ME 04654
- 992 Union St, Bangor, ME 04401
- 920 Stillwater Ave, Bangor, ME 04401
- 366 Wilson St, Brewer, ME 04412
- 69 Main St, Orono, ME 04473
- 4123 Us Route 7, Pittsford, VT 05763
- 85 N Main St, Rochester, VT 05767
- 52 Railroad Street, South Royalton, VT 05068
- 1583 Vt 107, Bethel, VT 05032
- 189 Vermont Route 12 S, Randolph, VT 05060
- 21 Main St, Blue Hill, ME 04614
- 68 Washington St, Lubec, ME 04652
- 111 Main Street, Northeast Harbor, ME 04662
- 314 Main St, Southwest Harbor, ME 04679
- 2 Bridge St, Milbridge, ME 04658
- 25 Church St, Deer Isle, ME 04627
- 125 High St, Ellsworth, ME 04605
- 385 Main St, Winter Harbor, ME 04693
- 245 Camden Street (U.S. Route 1), Rockland, ME 04841
- 565 Route 11, Sunapee, NH 03782
- 115 E Main St, Bradford, NH 03221
- 165 Route 10 S, Grantham, NH 03753
- 37 Route 25, Piermont, NH 03779
- 240 Main Street, Lisbon, NH 03585
- 618 Meadow St, Littleton, NH 03561
- 189 Cottage St, Littleton, NH 03561
- 199 Main Street Shaw's Marketplace, Lancaster, NH 03584
- 109 Main St, Pittsfield, ME 04967
- 116 Newport Rd, New London, NH 03257
- 200 Heater Rd, Lebanon, NH 03766
- 15 Antrim Rd, Hillsboro, NH 03244
- 83 Main St, West Lebanon, NH 03784
- 44 Moosehead Trl, Newport, ME 04953
- 4901 Dartmouth College Hwy, Woodsville, NH 03785
- 906 W Woodstock Rd, Woodstock, VT 05091
- 7 Town West Road, Tenney Mt. Highway, Plymouth, NH 03264
- 2 Park St, Brandon, VT 05733
- 21 N Main St, Randolph, VT 05060
Are deposits at Bar Harbor Bank & Trust insured?
Yes. Bar Harbor Bank & Trust is an FDIC-insured bank (FDIC certificate #11971). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bar Harbor Bank & Trust: frequently asked questions
Is Bar Harbor Bank & Trust a good bank?
Bar Harbor Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 1.34%).
Is Bar Harbor Bank & Trust FDIC-insured?
Yes. Bar Harbor Bank & Trust is a FDIC-insured bank (FDIC certificate #11971). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bar Harbor Bank & Trust?
Bar Harbor Bank & Trust holds $4.7 billion in total assets, ranking 1st of 22 banks we track in Maine. It operates 62 branches.
Does Bar Harbor Bank & Trust have CFPB complaints?
No CFPB complaints against Bar Harbor Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
