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Maine Community Bank

Portland, ME · Est. 1867 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Maine Community Bank is a bank based in Portland, Maine, established in 1867, with $2.9 billion in total assets across 23 branches. By Trust Grade it ranks 11th of 22 banks we track in Maine. Its capital ratio of 9.4% trails most similarly sized banks (31th percentile), versus a Maine median of 10.5%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Maine Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.9B
$1B–10B institution
Deposits
$2.3B
Branches
23
Capital ratio
9.4%
Bottom 31% of $1B–10B peers · Maine median 10.5%
Return on assets
1.0%
Bottom 31% of $1B–10B peers · Maine median 0.88%
Rank in Maine
#11
of 22 banks

How Maine Community Bank compares to Maine peers

Capital ratio
Bottom 31% of $1B–10B peers
Maine Community
9.4%
Maine median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of $1B–10B peers
Maine Community
1.0%
Maine median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Maine Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.4% capital ratio)
  • Profitable (ROA 0.98%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Maine Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (23)

  • 100 Minot Ave, Auburn, ME 04210
  • 1 India St, Portland, ME 04101
  • 64 Main St, Gorham, ME 04038
  • 473 Alfred St, Biddeford, ME 04005
  • 846 Main St, Waterboro, ME 04087
  • 1 Colonial Dr, Standish, ME 04084
  • 766 Roosevelt Trl, Windham, ME 04062
  • 38 Hannaford Dr, Scarborough, ME 04074
  • 65 Gray Rd, Falmouth, ME 04105
  • 10 Wentworth Dr, Gorham, ME 04038
  • 664 Main St, Lewiston, ME 04240
  • 3 Drive In Ln, Windham, ME 04062
  • 11 Sokokis Trl, East Waterboro, ME 04030
  • 395 Gorham Rd, South Portland, ME 04106
  • 172 Commercial St, Portland, ME 04101
  • 71 Marginal Way, Portland, ME 04101
  • 206 Us Route 1, Scarborough, ME 04074
  • 202 Us Route 1, Falmouth, ME 04105
  • 65 Portland Rd, Kennebunk, ME 04043
  • 288 Main St, Yarmouth, ME 04096
  • 100 Larrabee Rd, Westbrook, ME 04092
  • 27 Gurnet Rd, Brunswick, ME 04011
  • 254 Main St, Biddeford, ME 04005

Are deposits at Maine Community Bank insured?

Yes. Maine Community Bank is an FDIC-insured bank (FDIC certificate #17741). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Maine Community Bank: frequently asked questions

Is Maine Community Bank a good bank?

Maine Community Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.98%).

Is Maine Community Bank FDIC-insured?

Yes. Maine Community Bank is a FDIC-insured bank (FDIC certificate #17741). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Maine Community Bank?

Maine Community Bank holds $2.9 billion in total assets, ranking 11th of 22 banks we track in Maine. It operates 23 branches.

Does Maine Community Bank have CFPB complaints?

No CFPB complaints against Maine Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Machias Savings Bank
bank · Machias, ME · $2.6B assets
First National Bank
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Kennebunk Savings Bank
bank · Kennebunk, ME · $2.1B assets
Norway Savings Bank
bank · Norway, ME · $2.1B assets
Kennebec Savings Bank
bank · Augusta, ME · $1.8B assets
Androscoggin Savings Bank
bank · Lewiston, ME · $1.8B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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