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Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania

Jonestown, PA · Est. 1873 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania is a bank based in Jonestown, Pennsylvania, established in 1873, with $1.0 billion in total assets across 14 branches. By Trust Grade it ranks 1st of 110 banks we track in Pennsylvania. Its capital ratio of 10.0% trails most similarly sized banks (45th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Deposits
$846.1M
Branches
14
Capital ratio
10.0%
Bottom 45% of $1B–10B peers · Pennsylvania median 10.7%
Return on assets
1.3%
Top 43% of $1B–10B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#1
of 110 banks

How Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania compares to Pennsylvania peers

Capital ratio
Bottom 45% of $1B–10B peers
Jonestown Bank
10.0%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of $1B–10B peers
Jonestown Bank
1.3%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.0% capital ratio)
  • Strongly profitable (ROA 1.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (14)

  • 10103 Jonestown Rd, Grantville, PA 17028
  • 1725 Route 72, Lebanon, PA 17046
  • 122 Bowman St, Lebanon, PA 17046
  • 25 E Main St, Newmanstown, PA 17073
  • 421 E Penn Ave, Cleona, PA 17042
  • 1765 Quentin Rd, Lebanon, PA 17042
  • 101 Northside Cmns, Palmyra, PA 17078
  • 1001 Sharp Ave, Ephrata, PA 17522
  • 1 Boyd Street, Cornwall, PA 17016
  • 1 Boyd St, Cornwall, PA 17016
  • 1211 Lancaster Rd, Manheim, PA 17545
  • 670 Furnace Hills Pike, Lititz, PA 17543
  • 318 E Penn Ave, Robesonia, PA 19551
  • 2 W Market St, Jonestown, PA 17038

Are deposits at Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania insured?

Yes. Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania is an FDIC-insured bank (FDIC certificate #10677). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania: frequently asked questions

Is Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania a good bank?

Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.30%).

Is Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania FDIC-insured?

Yes. Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania is a FDIC-insured bank (FDIC certificate #10677). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania?

Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania holds $1.0 billion in total assets, ranking 1st of 110 banks we track in Pennsylvania. It operates 14 branches.

Does Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania have CFPB complaints?

No CFPB complaints against Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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