First Northern Bank And Trust Company is a bank based in Palmerton, Pennsylvania, established in 1907, with $930 million in total assets across 11 branches. By Trust Grade it ranks 26th of 110 banks we track in Pennsylvania. Its capital ratio of 14.3% is stronger than 87% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against First Northern Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Northern Bank And Trust Company compares to Pennsylvania peers
How we graded First Northern Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.3% capital ratio)
- Strongly profitable (ROA 1.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Northern Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 1256 Route 209, Gilbert, PA 18331
- 5654 Hamilton S, Sciota, PA 18354
- 3005 Pennsylvania 611, Tannersville, PA 18372
- 342 Route 940, Blakeslee, PA 18610
- 2334 N Delaware Dr, Mount Bethel, PA 18343
- 2228 Old Post Rd, Coplay, PA 18037
- 383 S Walnut St, Bath, PA 18014
- 102 Commerce Dr, Northampton, PA 18067
- 4th Street And Lafayette Avenue, Palmerton, PA 18071
- 6663 Sullivan Trail, Plainfield Township, Wind Gap, PA 18091
- 101 Park Ave, Stroudsburg, PA 18360
Are deposits at First Northern Bank And Trust Company insured?
Yes. First Northern Bank And Trust Company is an FDIC-insured bank (FDIC certificate #7675). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Northern Bank And Trust Company: frequently asked questions
Is First Northern Bank And Trust Company a good bank?
First Northern Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Strongly profitable (ROA 1.65%).
Is First Northern Bank And Trust Company FDIC-insured?
Yes. First Northern Bank And Trust Company is a FDIC-insured bank (FDIC certificate #7675). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Northern Bank And Trust Company?
First Northern Bank And Trust Company holds $930 million in total assets, ranking 26th of 110 banks we track in Pennsylvania. It operates 11 branches.
Does First Northern Bank And Trust Company have CFPB complaints?
No CFPB complaints against First Northern Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
