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The Juniata Valley Bank

Mifflintown, PA · Est. 1867 · Website ↗
B
Trust Grade
Strong
Score: 85/100

The Juniata Valley Bank is a bank based in Mifflintown, Pennsylvania, established in 1867, with $901 million in total assets across 14 branches. By Trust Grade it ranks 94th of 110 banks we track in Pennsylvania. Its capital ratio of 6.6% trails most similarly sized banks (5th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against The Juniata Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$900.9M
$100M–1B institution
Deposits
$788.7M
Branches
14
Capital ratio
6.6%
Bottom 5% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
1.2%
Top 48% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#94
of 110 banks

How The Juniata Valley Bank compares to Pennsylvania peers

Capital ratio
Bottom 5% of $100M–1B peers
The Juniata
6.6%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $100M–1B peers
The Juniata
1.2%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Juniata Valley Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (6.6% capital ratio)
  • Strongly profitable (ROA 1.24%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Juniata Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (14)

  • 16400 Path Valley Rd, Spring Run, PA 17262
  • 100 W Water St, Lewistown, PA 17044
  • 320 S Logan Blvd, Burnham, PA 17009
  • 4 N Market St, Millerstown, PA 17062
  • 301 Market St, Port Royal, PA 17082
  • 4068 William Penn Hwy, Mifflintown, PA 17059
  • 1 E Market St, Lewistown, PA 17044
  • 20 Prince St, Reedsville, PA 17084
  • 52 W Mill St, Port Allegany, PA 16743
  • 118 E 2nd St, Coudersport, PA 16915
  • 571 Main St, Richfield, PA 17086
  • 30580 Route 35 North, Mcalisterville, PA 17049
  • 104 N Front St, Liverpool, PA 17045
  • 1 S Main St, Mifflintown, PA 17059

Are deposits at The Juniata Valley Bank insured?

Yes. The Juniata Valley Bank is an FDIC-insured bank (FDIC certificate #7614). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Juniata Valley Bank: frequently asked questions

Is The Juniata Valley Bank a good bank?

The Juniata Valley Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Strongly profitable (ROA 1.24%).

Is The Juniata Valley Bank FDIC-insured?

Yes. The Juniata Valley Bank is a FDIC-insured bank (FDIC certificate #7614). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Juniata Valley Bank?

The Juniata Valley Bank holds $901 million in total assets, ranking 94th of 110 banks we track in Pennsylvania. It operates 14 branches.

Does The Juniata Valley Bank have CFPB complaints?

No CFPB complaints against The Juniata Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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