Inbank is a bank based in Raton, New Mexico, established in 1918, with $1.4 billion in total assets across 17 branches. By Trust Grade it ranks 1st of 29 banks we track in New Mexico. Its capital ratio of 12.3% is stronger than 79% of similarly sized banks, versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Inbank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Inbank compares to New Mexico peers
How we graded Inbank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Strongly profitable (ROA 1.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Inbank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (17)
- 31062 Highway 64, Cimarron, NM 87714
- 9 N Angel Fire Rd, Angel Fire, NM 87710
- 419 Maxwell Ave, Springer, NM 87747
- 945 Tenderfoot Hill Rd, Colorado Springs, CO 80906
- 7 E Spaulding Ave, Pueblo West, CO 81007
- 1010 Royal Gorge Blvd, Canon City, CO 81212
- 1580 E Cheyenne Mountain Blvd, Colorado Springs, CO 80906
- 320 N Convent St, Trinidad, CO 81082
- 730 Desert Flower Blvd, Pueblo, CO 81001
- 730 Desert Flower Blvd, Pueblo, CO 81001
- 6380 S Fiddlers Green Cir, Greenwood Village, CO 80111
- 7100 Broadway Unit B8-A, Denver, CO 80221
- 1301 S Pueblo Blvd, Pueblo, CO 81005
- 3615 Delgany St. Suite 1010, Denver, CO 80216
- 1300 S 2nd St, Raton, NM 87740
- 500 Discovery Pkwy, Superior, CO 80027
- 200 S 2nd St, Raton, NM 87740
Are deposits at Inbank insured?
Yes. Inbank is an FDIC-insured bank (FDIC certificate #11492). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Inbank: frequently asked questions
Is Inbank a good bank?
Inbank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 1.08%).
Is Inbank FDIC-insured?
Yes. Inbank is a FDIC-insured bank (FDIC certificate #11492). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Inbank?
Inbank holds $1.4 billion in total assets, ranking 1st of 29 banks we track in New Mexico. It operates 17 branches.
Does Inbank have CFPB complaints?
No CFPB complaints against Inbank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
