The Citizens Bank is a bank based in Farmington, New Mexico, established in 1905, with $795 million in total assets across 6 branches. By Trust Grade it ranks 29th of 29 banks we track in New Mexico. Its capital ratio of 5.3% trails most similarly sized banks (1th percentile), versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 1.95% return on assets. No consumer complaints against The Citizens Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Citizens Bank compares to New Mexico peers
How we graded The Citizens Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (5.3% capital ratio)
- Strongly profitable (ROA 1.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Citizens Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 215 S Main Ave, Aztec, NM 87410
- 320 W Broadway Ave, Bloomfield, NM 87413
- 2911 E 20th St, Farmington, NM 87402
- 20th And Butler, Farmington, NM 87401
- 4220 Hudson St, Farmington, NM 87402
- 500 W Broadway, Farmington, NM 87401
Are deposits at The Citizens Bank insured?
Yes. The Citizens Bank is an FDIC-insured bank (FDIC certificate #1164). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Citizens Bank: frequently asked questions
Is The Citizens Bank a good bank?
The Citizens Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (5.3% capital ratio); Strongly profitable (ROA 1.95%).
Is The Citizens Bank FDIC-insured?
Yes. The Citizens Bank is a FDIC-insured bank (FDIC certificate #1164). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Citizens Bank?
The Citizens Bank holds $795 million in total assets, ranking 29th of 29 banks we track in New Mexico. It operates 6 branches.
Does The Citizens Bank have CFPB complaints?
No CFPB complaints against The Citizens Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
