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The Citizens Bank Of Clovis

Clovis, NM · Est. 1916 · Website ↗
B
Trust Grade
Strong
Score: 87/100

The Citizens Bank Of Clovis is a bank based in Clovis, New Mexico, established in 1916, with $503 million in total assets across 5 branches. By Trust Grade it ranks 27th of 29 banks we track in New Mexico. Its capital ratio of 6.9% trails most similarly sized banks (6th percentile), versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against The Citizens Bank Of Clovis appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$503.4M
$100M–1B institution
Deposits
$443.3M
Branches
5
Capital ratio
6.9%
Bottom 6% of $100M–1B peers · New Mexico median 9.8%
Return on assets
1.7%
Top 21% of $100M–1B peers · New Mexico median 1.95%
Rank in New Mexico
#27
of 29 banks

How The Citizens Bank Of Clovis compares to New Mexico peers

Capital ratio
Bottom 6% of $100M–1B peers
The Citizens
6.9%
New Mexico median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of $100M–1B peers
The Citizens
1.7%
New Mexico median
1.9%
Higher ROA = more profitable relative to asset base

How we graded The Citizens Bank Of Clovis

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (6.9% capital ratio)
  • Strongly profitable (ROA 1.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Citizens Bank Of Clovis over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 1501 N Main St, Clovis, NM 88101
  • 105 E. Sumner Avenue, Fort Sumner, NM 88119
  • 420 Wheeler St, Texico, NM 88135
  • 800 E 21st St, Clovis, NM 88101
  • 421 Pile St, Clovis, NM 88101

Are deposits at The Citizens Bank Of Clovis insured?

Yes. The Citizens Bank Of Clovis is an FDIC-insured bank (FDIC certificate #11491). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Citizens Bank Of Clovis: frequently asked questions

Is The Citizens Bank Of Clovis a good bank?

The Citizens Bank Of Clovis earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (6.9% capital ratio); Strongly profitable (ROA 1.74%).

Is The Citizens Bank Of Clovis FDIC-insured?

Yes. The Citizens Bank Of Clovis is a FDIC-insured bank (FDIC certificate #11491). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Citizens Bank Of Clovis?

The Citizens Bank Of Clovis holds $503 million in total assets, ranking 27th of 29 banks we track in New Mexico. It operates 5 branches.

Does The Citizens Bank Of Clovis have CFPB complaints?

No CFPB complaints against The Citizens Bank Of Clovis appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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The James Polk Stone Community Bank
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Centinel Bank Of Taos
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Four Corners Community Bank
bank · Farmington, NM · $632M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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