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Btc Bank

Bethany, MO · Est. 1919 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Btc Bank is a bank based in Bethany, Missouri, established in 1919, with $1.6 billion in total assets across 29 branches. By Trust Grade it ranks 3rd of 195 banks we track in Missouri. Its capital ratio of 10.6% is stronger than 56% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Btc Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Deposits
$1.2B
Branches
29
Capital ratio
10.6%
Top 44% of $1B–10B peers · Missouri median 10.3%
Return on assets
1.2%
Top 49% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#3
of 195 banks

How Btc Bank compares to Missouri peers

Capital ratio
Top 44% of $1B–10B peers
Btc Bank
10.6%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $1B–10B peers
Btc Bank
1.2%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Btc Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.6% capital ratio)
  • Strongly profitable (ROA 1.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Btc Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (29)

  • 800 Us Highway 50 W, Tipton, MO 65081
  • 173 South Highway E, Latham, MO 65050
  • 435 Main St, Gilman City, MO 64642
  • 510 Highway Dr, Prairie Home, MO 65068
  • 114 Central Ave, Pattonsburg, MO 64670
  • 100 E Morrison St, Fayette, MO 65248
  • 515 E Platte Clay Way, Cameron, MO 64429
  • 101 E Us Highway 136, Albany, MO 64402
  • 105 N Washington St, Oregon, MO 64473
  • 301 Ne 2nd St, Hardin, MO 64035
  • 101 W Main St, Bunceton, MO 65237
  • 593 Clinton Ave, Osborn, MO 64474
  • 124 S Walnut St, Cameron, MO 64429
  • 400 W Business 36, Chillicothe, MO 64601
  • 2090 E Main St, Lamoni, IA 50140
  • 507 N Weber Ave, Salisbury, MO 65281
  • 101 W Jackson St, Gallatin, MO 64640
  • 1201-2 N Us Highway 65, Carrollton, MO 64633
  • 220 South Broadway, Jamesport, MO 64648
  • 31101 Highway Hh, Smithton, MO 65350
  • 401 W Main St, Maysville, MO 64469
  • 1000 Oklahoma Ave, Trenton, MO 64683
  • 2302 Main St, Boonville, MO 65233
  • 1505 S Ash St, Buffalo, MO 65622
  • 2450 W. 16th Street, Sedalia, MO 65301
  • 21656 Highway Kk, Chula, MO 64635
  • 3606 Miller St, Bethany, MO 64424
  • 2550 N Washington St, Chillicothe, MO 64601
  • 625 Mansur St, Chula, MO 64635

Are deposits at Btc Bank insured?

Yes. Btc Bank is an FDIC-insured bank (FDIC certificate #10618). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Btc Bank: frequently asked questions

Is Btc Bank a good bank?

Btc Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.23%).

Is Btc Bank FDIC-insured?

Yes. Btc Bank is a FDIC-insured bank (FDIC certificate #10618). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Btc Bank?

Btc Bank holds $1.6 billion in total assets, ranking 3rd of 195 banks we track in Missouri. It operates 29 branches.

Does Btc Bank have CFPB complaints?

No CFPB complaints against Btc Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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