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Legacy Bank & Trust Company

Mountain Grove, MO · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Legacy Bank & Trust Company is a bank based in Mountain Grove, Missouri, established in 1907, with $1.8 billion in total assets across 9 branches. By Trust Grade it ranks 49th of 195 banks we track in Missouri. Its capital ratio of 12.1% is stronger than 78% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against Legacy Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.8B
$1B–10B institution
Deposits
$1.5B
Branches
9
Capital ratio
12.1%
Top 22% of $1B–10B peers · Missouri median 10.3%
Return on assets
1.2%
Bottom 47% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#49
of 195 banks

How Legacy Bank & Trust Company compares to Missouri peers

Capital ratio
Top 22% of $1B–10B peers
Legacy Bank
12.1%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $1B–10B peers
Legacy Bank
1.2%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Legacy Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.1% capital ratio)
  • Strongly profitable (ROA 1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Legacy Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 107 S 2nd St, Clinton, MO 64735
  • 1500 N Main St, Mountain Grove, MO 65711
  • 4108 S National Ave, Springfield, MO 65807
  • 3250 E Sunshine St, Springfield, MO 65804
  • 5721 N Tarrant Pkwy, Fort Worth, TX 76244
  • 222 N. Detroit Avenue, Tulsa, OK 74103
  • 17561 Dallas Pkwy, Dallas, TX 75287
  • 437 Coit Road, Plano, TX 75075
  • 7164 State Highway 14 E, Sparta, MO 65753

Are deposits at Legacy Bank & Trust Company insured?

Yes. Legacy Bank & Trust Company is an FDIC-insured bank (FDIC certificate #22319). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Legacy Bank & Trust Company: frequently asked questions

Is Legacy Bank & Trust Company a good bank?

Legacy Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Strongly profitable (ROA 1.19%).

Is Legacy Bank & Trust Company FDIC-insured?

Yes. Legacy Bank & Trust Company is a FDIC-insured bank (FDIC certificate #22319). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Legacy Bank & Trust Company?

Legacy Bank & Trust Company holds $1.8 billion in total assets, ranking 49th of 195 banks we track in Missouri. It operates 9 branches.

Does Legacy Bank & Trust Company have CFPB complaints?

No CFPB complaints against Legacy Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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