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Sterling Bank

Poplar Bluff, MO · Est. 2004 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Sterling Bank is a bank based in Poplar Bluff, Missouri, established in 2004, with $1.6 billion in total assets across 16 branches. By Trust Grade it ranks 141st of 195 banks we track in Missouri. Its capital ratio of 11.0% is stronger than 62% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.68% return on assets. Consumers filed 15 complaints about Sterling Credit Corp. with the CFPB — 9.5 per $1B in assets, a higher rate than 56% of peers.

Total assets
$1.6B
$1B–10B institution
Deposits
$1.4B
Branches
16
Capital ratio
11.0%
Top 38% of $1B–10B peers · Missouri median 10.3%
Return on assets
1.7%
Top 21% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#141
of 195 banks

How Sterling Bank compares to Missouri peers

Capital ratio
Top 38% of $1B–10B peers
Sterling Bank
11.0%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of $1B–10B peers
Sterling Bank
1.7%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Sterling Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
56.3/100
Overall
A · 92
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.68%)
  • 9.5 complaints per $1B in assets

Consumer complaints (CFPB)

15 complaints filed with the CFPB against Sterling Credit Corp. — 9.5 per $1B in assets.

Total complaints
15
Per $1B assets
9.5
Lower = better

Branch locations (16)

  • 2911 N Westwood Blvd, Poplar Bluff, MO 63901
  • 110 W Grand Ave, Campbell, MO 63933
  • 2340 South Broadway, Poplar Bluff, MO 63901
  • 240 North Walnut Street, Bernie, MO 63822
  • 17 S Mount Auburn Rd, Cape Girardeau, MO 63703
  • 1100 Sterling Dr, Poplar Bluff, MO 63901
  • 702 Main Street, Van Buren, MO 63965
  • 8182 Maryland Ave., Saint Louis, MO 63105
  • 16100 Swingley Ridge Rd, Chesterfield, MO 63017
  • 10 Illinois St, Saint Charles, IL 60174
  • 300 Ward Pkwy, Kansas City, MO 64112
  • 1103 N Douglass St, Malden, MO 63863
  • 3453 N Steele Blvd, Fayetteville, AR 72703
  • 1101 S 52nd St, Rogers, AR 72758
  • 1001 South Walton Boulevard, Bentonville, AR 72712
  • 1811 Rahling Road, Little Rock, AR 72223

Are deposits at Sterling Bank insured?

Yes. Sterling Bank is an FDIC-insured bank (FDIC certificate #57813). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sterling Bank: frequently asked questions

Is Sterling Bank a good bank?

Sterling Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 98/100 and a customer-experience score of 56.3/100. Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.68%).

Is Sterling Bank FDIC-insured?

Yes. Sterling Bank is a FDIC-insured bank (FDIC certificate #57813). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Sterling Bank?

Sterling Bank holds $1.6 billion in total assets, ranking 141st of 195 banks we track in Missouri. It operates 16 branches.

How many complaints does Sterling Bank have?

Consumers filed 15 complaints about Sterling Credit Corp. with the CFPB, or 9.5 per $1B in assets.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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