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credit union

Metro

Springfield, MO · Est. 1935
A
Trust Grade
Excellent
Score: 95/100

Metro is a credit union based in Springfield, Missouri, established in 1935, with $122 million in total assets serving 9,200 members. By Trust Grade it ranks 26th of 89 credit unions we track in Missouri. Its net worth ratio of 12.7% is stronger than 69% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Metro appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$122.5M
$100M–1B institution
Members
9,200
Shares & deposits
Net worth ratio
12.7%
Top 31% of $100M–1B peers · Missouri median 11.4%
Return on assets
0.6%
Bottom 47% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#26
of 89 credit unions

How Metro compares to Missouri peers

Net worth ratio
Top 31% of $100M–1B peers
Metro
12.7%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $100M–1B peers
Metro
0.6%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Metro

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.7% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Metro over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Metro insured?

Yes. Metro is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Metro: frequently asked questions

Is Metro a good credit union?

Metro earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Profitable (ROA 0.64%).

Is Metro NCUA-insured?

Yes. Metro is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Metro?

Metro holds $122 million in total assets, ranking 26th of 89 credit unions we track in Missouri. It serves 9,200 members.

Does Metro have CFPB complaints?

No CFPB complaints against Metro appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

First Missouri
credit union · Saint Louis, MO · $121M assets
Missouri Central
credit union · Lees Summit, MO · $125M assets
Riverways
credit union · Rolla, MO · $129M assets
Central Missouri Community
credit union · Warrensburg, MO · $142M assets
Civic Central
credit union · Jefferson City, MO · $102M assets
Ozark
credit union · Poplar Bluff, MO · $143M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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