Civic Central
Civic Central is a credit union based in Jefferson City, Missouri, established in 1939, with $102 million in total assets serving 4,926 members. By Trust Grade it ranks 3rd of 89 credit unions we track in Missouri. Its net worth ratio of 13.8% is stronger than 79% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Civic Central appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Civic Central compares to Missouri peers
How we graded Civic Central
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Civic Central over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Civic Central insured?
Yes. Civic Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Civic Central: frequently asked questions
Is Civic Central a good credit union?
Civic Central earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 1.11%).
Is Civic Central NCUA-insured?
Yes. Civic Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Civic Central?
Civic Central holds $102 million in total assets, ranking 3rd of 89 credit unions we track in Missouri. It serves 4,926 members.
Does Civic Central have CFPB complaints?
No CFPB complaints against Civic Central appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
