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credit union

First Missouri

Saint Louis, MO · Est. 1927
B
Trust Grade
Strong
Score: 84/100

First Missouri is a credit union based in Saint Louis, Missouri, established in 1927, with $121 million in total assets serving 7,857 members. By Trust Grade it ranks 63rd of 89 credit unions we track in Missouri. Its net worth ratio of 9.7% trails most similarly sized credit unions (25th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.27% return on assets. No consumer complaints against First Missouri appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$121.2M
$100M–1B institution
Members
7,857
Shares & deposits
Net worth ratio
9.7%
Bottom 25% of $100M–1B peers · Missouri median 11.4%
Return on assets
0.3%
Bottom 21% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#63
of 89 credit unions

How First Missouri compares to Missouri peers

Net worth ratio
Bottom 25% of $100M–1B peers
First Missouri
9.7%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of $100M–1B peers
First Missouri
0.3%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded First Missouri

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (9.7% capital ratio)
  • Profitable (ROA 0.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Missouri over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at First Missouri insured?

Yes. First Missouri is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Missouri: frequently asked questions

Is First Missouri a good credit union?

First Missouri earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.27%).

Is First Missouri NCUA-insured?

Yes. First Missouri is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is First Missouri?

First Missouri holds $121 million in total assets, ranking 63rd of 89 credit unions we track in Missouri. It serves 7,857 members.

Does First Missouri have CFPB complaints?

No CFPB complaints against First Missouri appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Metro
credit union · Springfield, MO · $122M assets
Missouri Central
credit union · Lees Summit, MO · $125M assets
Riverways
credit union · Rolla, MO · $129M assets
Civic Central
credit union · Jefferson City, MO · $102M assets
Central Missouri Community
credit union · Warrensburg, MO · $142M assets
Ozark
credit union · Poplar Bluff, MO · $143M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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