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credit union

Riverways

Rolla, MO · Est. 1959
B
Trust Grade
Strong
Score: 85/100

Riverways is a credit union based in Rolla, Missouri, established in 1959, with $129 million in total assets serving 10,772 members. By Trust Grade it ranks 59th of 89 credit unions we track in Missouri. Its net worth ratio of 8.5% trails most similarly sized credit unions (9th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Riverways appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$129.1M
$100M–1B institution
Members
10,772
Shares & deposits
Net worth ratio
8.5%
Bottom 9% of $100M–1B peers · Missouri median 11.4%
Return on assets
1.1%
Top 22% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#59
of 89 credit unions

How Riverways compares to Missouri peers

Net worth ratio
Bottom 9% of $100M–1B peers
Riverways
8.5%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $100M–1B peers
Riverways
1.1%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Riverways

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (8.5% capital ratio)
  • Strongly profitable (ROA 1.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Riverways over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Riverways insured?

Yes. Riverways is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Riverways: frequently asked questions

Is Riverways a good credit union?

Riverways earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.13%).

Is Riverways NCUA-insured?

Yes. Riverways is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Riverways?

Riverways holds $129 million in total assets, ranking 59th of 89 credit unions we track in Missouri. It serves 10,772 members.

Does Riverways have CFPB complaints?

No CFPB complaints against Riverways appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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credit union · Lees Summit, MO · $125M assets
Metro
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First Missouri
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Central Missouri Community
credit union · Warrensburg, MO · $142M assets
Ozark
credit union · Poplar Bluff, MO · $143M assets
R G
credit union · Raymore, MO · $147M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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